Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SUMMUM INVEST from Herstal, company number BE0890856611, closed financial year 2025 with a result of € -2,708 after tax. For that financial year SUMMUM INVEST recorded a gross margin of € -2,261 and equity of € -506,329. Compared with financial year 2024, the result moved from € -2,689 to € -2,708. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2026.
€ -506,329
▼ € 2,708 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,708
▼ 1 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8
▲ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -524,929.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,888
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,652 | € -1,204 | € 0 | € -2,261 | |
| Profit after taxes | € -266,839 | € -12,528 | € -2,689 | € -2,708 | ▼ € 19 |
| Equity | € -488,403 | € -500,931 | € -503,620 | € -506,329 | ▼ € 2,708 |
| Total debts | € 547,213 | € 559,692 | € 562,367 | € 565,078 | |
| Cash | € 8 | € 19 | € 5 | € 8 | ▲ 58% |
| Retained profit | € -507,003 | € -519,531 | € -522,220 | € -524,929 | ▼ € 2,708 |
| Balance sheet total | € 58,810 | € 58,761 | € 58,747 | € 58,750 |
Key figures of SUMMUM INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SUMMUM INVEST?
What happened at SUMMUM INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,708. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 266,839 loss in 2022 to € 2,708 loss in 2025.
Paid € 27,953 in corporate taxes since 2022.
Management
Behind SUMMUM INVEST is Michel Jarczak. It owns 32% of LA MAREE itself.
Directors
According to the 2025 annual accounts
Michel Jarczak
Director
Establishments
Establishment units
Physical locations of this company
En Hayeneux 10 box 16
4040 Herstal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CYBERNET, BE
Website info
Features
Security
Details
- Company number
- 0890.856.611
- VAT number
- BE 0890.856.611
- Registered office
- En Hayeneux 10 bus 16, 4040 Herstal
- Names & denominations
- SUMMUM INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 2007
- Peppol
- Not registered
- Contact
- maree.be
- Activities · NACE
Overige rechtskundige dienstverlening