Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CUVELIER PATRICK FRUIT from Tongeren-Borgloon, company number BE0890581150, closed financial year 2025 with a result of € 51,546 after tax. For that financial year CUVELIER PATRICK FRUIT recorded a gross margin of € 607,239 and equity of € 627,902. Compared with financial year 2024, the result moved from € 103,297 to € 51,546. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 627,902
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 51,546
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 137,321
▲ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 187,902.
People and assets in 2025
6.4
▲ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 295,554
▲ 45% vs 2024
€ 46,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 56,589
▲ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 162,887
▼ 35% vs 2024
€ 102,887 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 295,760
▲ 157% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,043
▲ 123% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 387,171 | € 521,821 | € 558,494 | € 607,239 | ▲ 9% |
| Profit after taxes | € -36,648 | € 70,035 | € 103,297 | € 51,546 | ▼ 50% |
| Equity | € 403,023 | € 473,058 | € 576,355 | € 627,902 | ▲ 9% |
| Total debts | € 1,157,632 | € 917,686 | € 995,251 | € 1,263,045 | ▲ 27% |
| Cash | € 22,434 | € 14,828 | € 74,765 | € 137,321 | ▲ 84% |
| Land & buildings | € 725,695 | € 666,359 | € 737,203 | € 691,218 | ▼ 6% |
| Retained profit | € -36,977 | € 33,058 | € 136,355 | € 187,902 | ▲ 38% |
| Bank debt | € 442,698 | € 340,428 | € 251,658 | € 162,887 | ▼ 35% |
| Balance sheet total | € 1,560,655 | € 1,390,744 | € 1,571,607 | € 1,890,947 | ▲ 20% |
| Employees (FTE) | 4.9 | 5.1 | 4.8 | 6.4 | ▲ 1.6 |
Key figures of CUVELIER PATRICK FRUIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CUVELIER PATRICK FRUIT?
What happened at CUVELIER PATRICK FRUIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 51,546 (▼ 50% vs 2024). filed late Source: NBB ↗
- Patrick Cuvelier became a director. NBB
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,648 loss in 2022 to € 51,546 profit in 2025.
Paid € 40,307 in corporate taxes since 2022.
Best year ever: 2024, with € 103,297 profit.
On average € 94,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CUVELIER PATRICK FRUIT is Patrick Cuvelier.
Directors
According to the 2025 annual accounts
Patrick Cuvelier
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Jesserenstraat 90
3840 Tongeren-Borgloon
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0890.581.150
- VAT number
- BE 0890.581.150
- Registered office
- Jesserenstraat 90, 3840 Tongeren-Borgloon
- Names & denominations
- CUVELIER PATRICK FRUIT · C.P.F.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2007
- Peppol
- Active · Active since 25 Oct 2024
- Activities · NACE
Teelt van pit- en steenvruchten
Fruitteelt
Groothandel in groenten en fruit
Detailhandel in groenten en fruit in gespecialiseerde winkels
Groothandel in groenten en fruit, m.u.v. consumptieaardappelen
Detailhandel in groenten en fruit