Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MA-JO from Affligem, company number BE0890121092, closed financial year 2025 with a result of € 177,278 after tax. For that financial year MA-JO recorded a gross margin of € 377,607 and equity of € 421,575. Compared with financial year 2024, the result moved from € 78,920 to € 177,278. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 421,575
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 177,278
▲ 125% vs 2024
Profit after tax over the fiscal year.
€ 33,036
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 218,059 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 16,328
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,952
▲ 159% vs 2024
Loans from banks and other lenders, long and short.
€ 43,440
▲ 290% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,685
▲ 143% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 134,633 | € 147,889 | € 143,655 | € 377,607 | ▲ 163% |
| Profit after taxes | € 68,403 | € 101,363 | € 78,920 | € 177,278 | ▲ 125% |
| Equity | € 409,549 | € 510,912 | € 462,356 | € 421,575 | ▼ 9% |
| Total debts | € 955,142 | € 961,503 | € 898,608 | € 665,931 | ▼ 26% |
| Cash | € 17,042 | € 15,144 | € 38,714 | € 33,036 | ▼ 15% |
| Land & buildings | € 160,423 | € 148,271 | € 136,332 | € 124,393 | ▼ 9% |
| Retained profit | € 347,407 | € 448,770 | € 400,214 | € 359,433 | ▼ 10% |
| Dividend | € 0 | € 0 | € 127,477 | € 218,059 | ▲ 71% |
| Bank debt | € 58,344 | € 31,250 | € 10,417 | € 26,952 | ▲ 159% |
| Balance sheet total | € 1,364,691 | € 1,472,415 | € 1,360,963 | € 1,087,506 | ▼ 20% |
Key figures of MA-JO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to MA-JO?
What happened at MA-JO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 177,278 (▲ 125% vs 2024). filed late Source: NBB ↗
- New establishment in Aalst. KBO
- New establishment in Ternat. KBO
- Ilse Joseph became a director. NBB
- Marc Schots became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 68,403 profit in 2022 to € 177,278 profit in 2025.
Paid € 167,878 in corporate taxes since 2022.
Best year ever: 2025, with € 177,278 profit.
Paid out € 345,536 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MA-JO are Ilse Joseph and Marc Schots. It owns 100% of De Schrijver Consult itself.
Directors
According to the 2025 annual accounts
since 2007
Marc Schots
Director
Also active at: De Schrijver Consult, ALL-PORT, BELGISCHE POORTEN ASSOCIATIE, M.I.B.A
since 2007
Establishments
Establishment units
Physical locations of this company
Geukenshage 43
1790 Affligem
Rodestraat 30 box B
1742 Ternat
Active since 15 June 2007
Overhammedreef 30
9300 Aalst
Active since 1 October 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0890.121.092
- VAT number
- BE 0890.121.092
- Registered office
- Geukenshage 43, 1790 Affligem
- Names & denominations
- MA-JO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 2007
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Overige zakelijke dienstverlening, neg
Overige zakelijke dienstverlening, n.e.g.