Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MA-JO from Affligem, company number BE0890121092, closed financial year 2025 with a result of € 177,278 after tax. For that financial year MA-JO recorded a gross margin of € 377,607 and equity of € 421,575. Compared with financial year 2024, the result moved from € 78,920 to € 177,278. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 421,575
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 177,278
▲ 125% vs 2024
Profit after tax over the fiscal year.
€ 33,036
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 218,059 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 16,328
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,952
▲ 159% vs 2024
Loans from banks and other lenders, long and short.
€ 43,440
▲ 290% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,685
▲ 143% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 134,633 | € 147,889 | € 143,655 | € 377,607 | ▲ 163% |
| Profit after taxes | € 68,403 | € 101,363 | € 78,920 | € 177,278 | ▲ 125% |
| Equity | € 409,549 | € 510,912 | € 462,356 | € 421,575 | ▼ 9% |
| Total debts | € 955,142 | € 961,503 | € 898,608 | € 665,931 | ▼ 26% |
| Cash | € 17,042 | € 15,144 | € 38,714 | € 33,036 | ▼ 15% |
| Land & buildings | € 160,423 | € 148,271 | € 136,332 | € 124,393 | ▼ 9% |
| Retained profit | € 347,407 | € 448,770 | € 400,214 | € 359,433 | ▼ 10% |
| Dividend | € 0 | € 0 | € 127,477 | € 218,059 | ▲ 71% |
| Bank debt | € 58,344 | € 31,250 | € 10,417 | € 26,952 | ▲ 159% |
| Balance sheet total | € 1,364,691 | € 1,472,415 | € 1,360,963 | € 1,087,506 | ▼ 20% |
Key figures of MA-JO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
Ask about MA-JO the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to MA-JO?
What happened at MA-JO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 177,278 (▲ 125% vs 2024). filed late Source: NBB ↗
- New establishment in Aalst. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Ternat. KBO
- Ilse Joseph became a director. NBB
- Marc Schots became a director. NBB
In short
From € 68,403 profit in 2022 to € 177,278 profit in 2025.
Paid € 167,878 in corporate taxes since 2022.
Best year ever: 2025, with € 177,278 profit.
Paid out € 345,536 in dividends to the owners in total.
Management
Behind MA-JO are Ilse Joseph and Marc Schots. It owns 100% of De Schrijver Consult itself.
Directors
According to the 2025 annual accounts
since 2007
Marc Schots
Director
Also active at: De Schrijver Consult, ALL-PORT, BELGISCHE POORTEN ASSOCIATIE, M.I.B.A
since 2007
Establishments
Establishment units
Physical locations of this company
Geukenshage 43
1790 Affligem
Rodestraat 30 box B
1742 Ternat
Active since 15 June 2007
Overhammedreef 30
9300 Aalst
Active since 1 October 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- SCHOTS Marc Felix(oprichter) 50%
- JOSEPH Ilse Maria Paula Anne Monique(oprichter) 50%
Details
- Company number
- 0890.121.092
- VAT number
- BE 0890.121.092
- Registered office
- Geukenshage 43, 1790 Affligem
- Names & denominations
- MA-JO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 2007
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Overige zakelijke dienstverlening, neg
Overige zakelijke dienstverlening, n.e.g.