Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TERRA CRUA from Gent, company number BE0889965793, closed financial year 2025 with a result of € 7,024 after tax. For that financial year TERRA CRUA recorded a gross margin of € 18,715 and equity of € 60,497. Compared with financial year 2024, the result moved from € 832 to € 7,024. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 7, 2026.
€ 60,497
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,024
▲ € 6,192 vs 2024
Profit after tax over the fiscal year.
€ 1,059
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 50,297.
Debts at end 2025
€ 119,727
▼ 17% vs 2024
€ 18,182 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 24,350
▲ € 19,633 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,499
▲ 9% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,518 | € 7,367 | € 10,876 | € 18,715 | ▲ 72% |
| Profit after taxes | € 12,108 | € 2,571 | € 832 | € 7,024 | ▲ € 6,192 |
| Equity | € 50,070 | € 52,641 | € 53,473 | € 60,497 | ▲ 13% |
| Total debts | € 178,750 | € 168,616 | € 152,023 | € 147,612 | ▼ 3% |
| Cash | € 1,077 | € 435 | € 1,774 | € 1,059 | ▼ 40% |
| Land & buildings | € 111,251 | € 124,193 | € 118,972 | € 113,752 | ▼ 4% |
| Retained profit | € 39,870 | € 42,441 | € 43,273 | € 50,297 | ▲ 16% |
| Bank debt | € 160,272 | € 154,740 | € 143,884 | € 119,727 | ▼ 17% |
| Balance sheet total | € 228,820 | € 221,257 | € 205,496 | € 208,109 | ▲ 1% |
Key figures of TERRA CRUA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to TERRA CRUA?
What happened at TERRA CRUA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,024 (▲ € 6,192 vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,108 profit in 2022 to € 7,024 profit in 2025.
Paid € 2,681 in corporate taxes since 2022.
Best year ever: 2022, with € 12,108 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TERRA CRUA are Sven Mouton and HILDE DUERINCK. Sven Mouton is also behind CRU! Architecten.
Directors
According to the 2025 annual accounts
HILDE DUERINCK
Bestuurder
Establishments
Establishment units
Physical locations of this company
Druifstraat 51b
9000 Gent
Druifstraat 51 box A
9000 Gent
Active since 1 July 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0889.965.793
- VAT number
- BE 0889.965.793
- Registered office
- Druifstraat 51b, 9000 Gent
- Names & denominations
- TERRA CRUA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 June 2007
- Peppol
- Active · Active since 9 Jul 2024
- Contact
- [email protected] 0465/02.25.74
- Activities · NACE
Activiteiten van bouwarchitecten
Architecten
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Beoefening van uitvoerende kunsten door zelfstandig werkende artiesten
Overige zakelijke dienstverlening, neg
Schatten en evalueren van onroerend goed
Overige zakelijke dienstverlening, n.e.g.