Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Late annual account NBB
Fiscal year 2025 was filed 216 days after the legal deadline.
Financials
Financial year 2025
GARMAR from Namur, company number BE0889564432, closed financial year 2025 with a result of € -59,418 after tax. For that financial year GARMAR recorded a gross margin of € 16,060 and equity of € -245,555. Compared with financial year 2024, the result moved from € -45,103 to € -59,418. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 3, 2026.
€ -245,555
▼ € 59,418 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -59,418
▼ 32 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,017
▲ € 2,741 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -613,155.
People and assets in 2025
€ 37,223
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 10,296
▲ 133% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,599
▲ 44% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,554 | € 14,249 | € 9,180 | € 16,060 | ▲ 75% |
| Profit after taxes | € -54,810 | € -38,944 | € -45,103 | € -59,418 | ▼ € 14,315 |
| Equity | € -102,090 | € -141,034 | € -186,137 | € -245,555 | ▼ € 59,418 |
| Total debts | € 1,254,813 | € 1,249,483 | € 1,286,618 | € 1,290,225 | |
| Cash | € 0 | € 15,090 | € 276 | € 3,017 | ▲ € 2,741 |
| Land & buildings | € 650,332 | € 619,294 | € 588,256 | € 557,217 | ▼ 5% |
| Retained profit | € -469,690 | € -508,634 | € -553,737 | € -613,155 | ▼ € 59,418 |
| Bank debt | € 1,170 | € 13 | € 0 | € 0 | |
| Balance sheet total | € 1,152,723 | € 1,108,449 | € 1,100,480 | € 1,044,670 | ▼ 5% |
Key figures of GARMAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to GARMAR?
What happened at GARMAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 59,418. filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,810 loss in 2022 to € 59,418 loss in 2025.
Paid € 1,202 in corporate taxes since 2022.
A new publication or filing at GARMAR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Jean-Pierre MARTIN
Director
Establishments
Establishment units
Physical locations of this company
Rue Pierre du Diable(JB) 5
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0889.564.432
- VAT number
- BE 0889.564.432
- Registered office
- Rue Pierre du Diable(JB) 5, 5100 Namur
- Names & denominations
- GARMAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 May 2007
- Peppol
- Active · Active since 30 Apr 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Algemene bouw van residentiële gebouwen
Verhuur van niet-residentiële gebouwen
Ontwikkeling van niet-residentiële bouwprojecten
Overige gespecialiseerde bouwactiviteiten, neg
Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts
Verhuur en lease van vrachtwagens
Technische studiën en ingenieursactiviteiten
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