Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ERMALY from Lede, company number BE0889541864, closed financial year 2025 with a result of € 665 after tax. For that financial year ERMALY recorded a gross margin of € 12,038 and equity of € 123,938. Compared with financial year 2024, the result moved from € 1,304 to € 665. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 123,938
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 665
▼ 49% vs 2024
Profit after tax over the fiscal year.
€ 483
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22,306.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 18,091
▼ 16% vs 2024
€ 3,553 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 125
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,376 | € 10,222 | € 12,232 | € 12,038 | ▼ 2% |
| Profit after taxes | € -5,310 | € 540 | € 1,304 | € 665 | ▼ 49% |
| Equity | € 121,430 | € 121,969 | € 123,273 | € 123,938 | ▲ 1% |
| Total debts | € 86,595 | € 79,911 | € 70,994 | € 62,913 | ▼ 11% |
| Cash | € 353 | € 710 | € 497 | € 483 | ▼ 3% |
| Land & buildings | € 237,603 | € 230,146 | € 221,788 | € 213,430 | ▼ 4% |
| Retained profit | € 19,798 | € 20,337 | € 21,641 | € 22,306 | ▲ 3% |
| Bank debt | € 28,194 | € 24,916 | € 21,549 | € 18,091 | ▼ 16% |
| Balance sheet total | € 237,956 | € 230,855 | € 222,285 | € 213,913 | ▼ 4% |
Key figures of ERMALY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ERMALY?
What happened at ERMALY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 665 (▼ 49% vs 2024). Source: NBB ↗
- Marcel Janssens became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Sint-Lievens-Houtem. KBO
In short
From € 5,310 loss in 2022 to € 665 profit in 2025.
Best year ever: 2024, with € 1,304 profit.
A new publication or filing at ERMALY? We notify you, reason included.
Follow ERMALYDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Marcel Janssens
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Papegemstraat 27
9340 Lede
Zavelstraat 14
9520 Sint-Lievens-Houtem
Active since 2 April 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0889.541.864
- VAT number
- BE 0889.541.864
- Registered office
- Papegemstraat 27, 9340 Lede
- Names & denominations
- ERMALY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 May 2007
- Peppol
- Active · Active since 8 Oct 2025