Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Tournai Insurance Consulting from Tournai, company number BE0889460306, closed financial year 2025 with a result of € 15,649 after tax. For that financial year Tournai Insurance Consulting recorded a gross margin of € 121,509 and equity of € 76,616. Compared with financial year 2024, the result moved from € -3,668 to € 15,649. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 76,616
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,649
▲ still € 3,668 loss in 2024
Profit after tax over the fiscal year.
€ 57,752
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 17,270 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 60,759
▲ 4% vs 2024
€ 60,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,940
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,520
▼ 48% vs 2024
€ 17,924 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 4,890
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,702
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 135,136 | € 93,486 | € 94,544 | € 121,509 | ▲ 29% |
| Profit after taxes | € 38,889 | € -2,714 | € -3,668 | € 15,649 | ▲ € 19,316 |
| Equity | € 95,618 | € 92,905 | € 78,237 | € 76,616 | ▼ 2% |
| Total debts | € 125,322 | € 96,409 | € 63,844 | € 42,402 | ▼ 34% |
| Cash | € 52,514 | € 50,760 | € 42,201 | € 57,752 | ▲ 37% |
| Retained profit | € 77,018 | € 74,305 | € 59,637 | € 58,016 | ▼ 3% |
| Dividend | € 0 | € 0 | € 11,000 | € 17,270 | ▲ 57% |
| Bank debt | € 98,239 | € 74,683 | € 50,778 | € 26,520 | ▼ 48% |
| Balance sheet total | € 220,940 | € 189,314 | € 142,081 | € 119,018 | ▼ 16% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of Tournai Insurance Consulting, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Tournai Insurance Consulting?
What happened at Tournai Insurance Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,649. filed late Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,889 profit in 2022 to € 15,649 profit in 2025.
Paid € 27,226 in corporate taxes since 2022.
Best year ever: 2022, with € 38,889 profit.
On average € 121,500 of value added per employee in 2025.
A new publication or filing at Tournai Insurance Consulting? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Tournai Insurance Consulting is Manuel LELEU.
Directors
According to the 2025 annual accounts
Manuel LELEU
Director
Establishments
Establishment units
Physical locations of this company
Avenue Delmée(TOU) 16
7500 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0889.460.306
- VAT number
- BE 0889.460.306
- Registered office
- Avenue Delmée(TOU) 16, 7500 Tournai
- Names & denominations
- Tournai Insurance Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2007
- Peppol
- Not registered
- Activities · NACE
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