Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FROMAGERIE LE CAMPAGNARD from Nivelles, company number BE0888917106, closed financial year 2025 with a result of € -449,348 after tax. For that financial year FROMAGERIE LE CAMPAGNARD recorded a gross margin of € 271,856 and equity of € -1.2 million. Compared with financial year 2024, the result moved from € -463,556 to € -449,348. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ -1.2 million
▼ € 449,348 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -449,348
▲ 3 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,933
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2 million.
People and assets in 2025
€ 422,689
▲ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 46,520
▲ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 90,590
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 260,077 | € 242,960 | € 221,500 | € 271,856 | ▲ 23% |
| Profit after taxes | € -383,473 | € -440,174 | € -463,556 | € -449,348 | ▲ € 14,208 |
| Equity | € 135,484 | € -320,681 | € -800,227 | € -1,249,575 | ▼ € 449,348 |
| Total debts | € 3,110,315 | € 3,118,264 | € 3,261,979 | € 3,400,545 | ▲ 4% |
| Cash | € 3,534 | € 8,494 | € 17,130 | € 9,933 | ▼ 42% |
| Land & buildings | € 2,191,958 | € 2,059,812 | € 1,927,666 | € 1,805,504 | ▼ 6% |
| Retained profit | € -652,945 | € -1,093,119 | € -1,556,675 | € -2,006,023 | ▼ € 449,348 |
| Balance sheet total | € 3,245,800 | € 2,797,584 | € 2,461,752 | € 2,150,969 | ▼ 13% |
Key figures of FROMAGERIE LE CAMPAGNARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FROMAGERIE LE CAMPAGNARD?
What happened at FROMAGERIE LE CAMPAGNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- DIDIER LOICQ stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 449,348. Source: NBB ↗
- AMAURY LOICQ stepped down as director. NBB
- THIBAULT LOICQ stepped down as director. NBB
- THIBAULT LOICQ became a director. NBB
- AMAURY LOICQ became a director. NBB
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 383,473 loss in 2022 to € 449,348 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
DIDIER LOICQ
Managing director
Also active at: dido.invest, CHEVRARDENNES, FROMAGERIE BIOLOGIQUE DE VIELSALM
since 2007 · until 2026
THIBAULT LOICQ
Director
since 2019 · until 2025
since 2019 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue du Commerce 17
1400 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.917.106
- VAT number
- BE 0888.917.106
- Registered office
- Rue du Commerce 17, 1400 Nivelles
- Names & denominations
- FROMAGERIE LE CAMPAGNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 April 2007
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
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