Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEP TWO from Peer, company number BE0888848018, closed financial year 2025 with a result of € 21,885 after tax. For that financial year STEP TWO recorded a gross margin of € 102,000 and equity of € 55,749. Compared with financial year 2024, the result moved from € 32,414 to € 21,885. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 55,749
▲ 65% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,885
▼ 32% vs 2024
Profit after tax over the fiscal year.
€ 1,618
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 37,149.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 3,589
▲ 195% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
Debts at end 2025
€ 228,224
▼ 8% vs 2024
€ 38,417 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1,592
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,599
▲ € 10,483 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 108,817 | € 99,252 | € 92,842 | € 102,000 | ▲ 10% |
| Profit after taxes | € 6,519 | € 587 | € 32,414 | € 21,885 | ▼ 32% |
| Equity | € 864 | € 1,450 | € 33,864 | € 55,749 | ▲ 65% |
| Total debts | € 443,476 | € 392,895 | € 333,469 | € 276,246 | ▼ 17% |
| Cash | € 55,404 | € 19,904 | € 2,475 | € 1,618 | ▼ 35% |
| Land & buildings | € 325,720 | € 302,675 | € 275,098 | € 247,606 | ▼ 10% |
| Retained profit | € -17,736 | € -17,150 | € 15,264 | € 37,149 | ▲ 143% |
| Bank debt | € 284,208 | € 250,306 | € 248,834 | € 228,224 | ▼ 8% |
| Balance sheet total | € 444,340 | € 394,345 | € 367,333 | € 331,994 | ▼ 10% |
Key figures of STEP TWO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEP TWO?
What happened at STEP TWO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,885 (▼ 32% vs 2024). Source: NBB ↗
- Cindy Heylen became a director. NBB
- New establishment in Peer. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,519 profit in 2022 to € 21,885 profit in 2025.
Paid € 9,655 in corporate taxes since 2022.
Best year ever: 2024, with € 32,414 profit.
A new publication or filing at STEP TWO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Cindy Heylen
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Sint Trudostraat 62
3990 Peer
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.848.018
- VAT number
- BE 0888.848.018
- Registered office
- Sint Trudostraat 62, 3990 Peer
- Names & denominations
- STEP TWO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 April 2007
- Peppol
- Active · Active since 2 Sept 2025
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