Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
XL INVESTISSEMENTS from Elsene, company number BE0888829212, closed financial year 2025 with a result of € -5,040 after tax. For that financial year XL INVESTISSEMENTS recorded a gross margin of € -2,848 and equity of € -46,167. Compared with financial year 2024, the result moved from € -4,825 to € -5,040. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -46,167
▼ € 5,040 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,040
▼ 4 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,758
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -66,167.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 702
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,493 | € -2,727 | € -2,761 | € -2,848 | ▼ € 88 |
| Profit after taxes | € 2,104 | € -4,459 | € -4,825 | € -5,040 | ▼ € 215 |
| Equity | € -31,843 | € -36,302 | € -41,127 | € -46,167 | ▼ € 5,040 |
| Total debts | € 40,680 | € 61,109 | € 65,909 | € 70,926 | ▲ 8% |
| Cash | € 2,837 | € 2,806 | € 2,782 | € 2,758 | ▼ 1% |
| Retained profit | € -51,843 | € -56,302 | € -61,127 | € -66,167 | ▼ € 5,040 |
| Balance sheet total | € 8,837 | € 24,806 | € 24,782 | € 24,758 |
Key figures of XL INVESTISSEMENTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XL INVESTISSEMENTS?
What happened at XL INVESTISSEMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,040. filed late Source: NBB ↗
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,104 profit in 2022 to € 5,040 loss in 2025.
Best year ever: 2022, with € 2,104 profit.
A new publication or filing at XL INVESTISSEMENTS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CEDALEX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
XL INVESTISSEMENTSBehind XL INVESTISSEMENTS is Philippe GINESTET. The shares are held by CEDALEX (90%). It owns 60% of ITALINVEST itself.
Directors
According to the 2025 annual accounts
Philippe GINESTET
Director
Also active at: CEDALEX, TOISON INVESTISSEMENTS, TOISOR PROPERTY, ORINVEST, OLIPIERRE HOLDING, GINVEST, XL GESTION
Shareholders
90%
Participations
ITALINVEST
60%
Establishments
Establishment units
Physical locations of this company
Gulden-Vlieslaan 23 box 1
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →Soconet
Infotecha
CEDALEX same network
€ 43,290 gross margin · 2025
TOISON INVESTISSEMENTS same network
€ -2,635 gross margin · 2025
TOISOR PROPERTY same network
€ -2,635 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.829.212
- VAT number
- BE 0888.829.212
- Registered office
- Gulden-Vlieslaan 23 bus 1, 1050 Elsene
- Names & denominations
- XL INVESTISSEMENTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 April 2007
- Peppol
- Not registered