Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 9.6 to 8.3.
-
Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CERTAFIN from Genk, company number BE0888521087, closed financial year 2025 with a result of € 178,613 after tax. For that financial year CERTAFIN recorded a gross margin of € 739,849 and equity of € 67,945. Compared with financial year 2024, the result moved from € 184,947 to € 178,613. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 16, 2026.
€ 67,945
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 178,613
▼ 3% vs 2024
Profit after tax over the fiscal year.
€ 82,086
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 160,000 paid out
90 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
8.3
▼ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 420,311
▼ 31% vs 2024
€ 50,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 68,954
▼ 11% vs 2024
Of which on lease € 28,460.
Debts at end 2025
€ 519,070
▼ 1% vs 2024
€ 64,230 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 221,295
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 132,829
▼ 46% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 725,093 | € 967,551 | € 957,301 | € 739,849 | ▼ 23% |
| Profit after taxes | € 67,961 | € 143,372 | € 184,947 | € 178,613 | ▼ 3% |
| Equity | € 171,012 | € 194,384 | € 49,332 | € 67,945 | ▲ 38% |
| Total debts | € 785,390 | € 868,684 | € 1,136,673 | € 923,118 | ▼ 19% |
| Cash | € 133,370 | € 84,672 | € 149,471 | € 82,086 | ▼ 45% |
| Retained profit | € 151,012 | € 174,384 | € 29,332 | € 47,945 | ▲ 63% |
| Dividend | € 0 | € 120,000 | € 330,000 | € 160,000 | ▼ 52% |
| Bank debt | € 519,248 | € 474,933 | € 523,884 | € 519,070 | ▼ 1% |
| Balance sheet total | € 956,403 | € 1,063,068 | € 1,186,004 | € 991,063 | ▼ 16% |
| Employees (FTE) | 8.7 | 9.6 | 9.4 | 8.3 | ▼ 1.1 |
Key figures of CERTAFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CERTAFIN?
What happened at CERTAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 178,613 (▼ 3% vs 2024). Source: NBB ↗
- TARC BV became a director. NBB
- Franssen E. BV became a director. NBB
- EMICO BV became a director. NBB
- NWAT Finance BV became a director. NBB
- New establishment in Genk. KBO
- Start of the company according to the CBE. KBO
In short
From € 67,961 profit in 2022 to € 178,613 profit in 2025.
Paid € 223,316 in corporate taxes since 2022.
Best year ever: 2024, with € 184,947 profit.
On average € 89,100 of value added per employee in 2025.
A new publication or filing at CERTAFIN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CERTAFIN are TARC BV, Franssen E. BV, EMICO BV and NWAT Finance BV. The same people are also behind CEFUGE. TARC BV is also behind EJG INVEST. Franssen E. BV is also behind EJG INVEST. NWAT Finance BV is also behind EJG INVEST.
Directors
According to the 2025 annual accounts
since 2024
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Jaarbeurslaan 17 box 21
3600 Genk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →EJG INVEST same network
€ 36,750 gross margin · 2025
FRANSSEN E. same network
€ 9,031 gross margin · 2025
AVANCE MATCHING PROFESSIONALS
€ 236,929 gross margin · 2025
BURO B Architectuur & Interieurdesign
€ 20,773 gross margin · 2025
Vereniging van mede-eigenaars van het gebouw "Jaarbeurslaan 17" te 3600 Genk, Jaarbeurslaan 17
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.521.087
- VAT number
- BE 0888.521.087
- Registered office
- Jaarbeurslaan 17 bus 21, 3600 Genk
- Names & denominations
- CERTAFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 2007
- Peppol
- Active · Active since 29 Jul 2024
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders
Accountants
Boekhouders en boekhouders-fiscalisten