Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
20 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
COMARFIN from Charleroi, company number BE0888315013, closed financial year 2025 with a result of € 65,974 after tax. For that financial year COMARFIN recorded a gross margin of € 239,107 and equity of € 15,206. Compared with financial year 2024, the result moved from € 75,371 to € 65,974. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 15,206
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 65,974
▼ 12% vs 2024
Profit after tax over the fiscal year.
€ 85,046
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 67,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 111,580
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 61,718
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 86,732
▼ 22% vs 2024
€ 55,771 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 15,187
▲ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,217
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 190,073 | € 233,260 | € 245,335 | € 239,107 | ▼ 3% |
| Profit after taxes | € 48,822 | € 68,708 | € 75,371 | € 65,974 | ▼ 12% |
| Equity | € 17,153 | € 15,861 | € 16,232 | € 15,206 | ▼ 6% |
| Total debts | € 192,738 | € 262,894 | € 251,881 | € 223,136 | ▼ 11% |
| Cash | € 35,925 | € 63,009 | € 84,474 | € 85,046 | ▲ 1% |
| Retained profit | € 4,753 | € 3,461 | € 3,832 | € 2,806 | ▼ 27% |
| Dividend | € 50,000 | € 70,000 | € 75,000 | € 67,000 | ▼ 11% |
| Bank debt | € 80,550 | € 126,860 | € 111,288 | € 86,732 | ▼ 22% |
| Balance sheet total | € 209,891 | € 278,755 | € 268,113 | € 238,342 | ▼ 11% |
Key figures of COMARFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COMARFIN?
What happened at COMARFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 65,974 (▼ 12% vs 2024). Source: NBB ↗
- Sébastien CREPIN became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
- Jean-Luc COLLARD became a director. NBB
- Vincenzo MARINELLI became a director. NBB
In short
From € 48,822 profit in 2022 to € 65,974 profit in 2025.
Paid € 91,757 in corporate taxes since 2022.
Best year ever: 2024, with € 75,371 profit.
Paid out € 262,000 in dividends to the owners in total.
A new publication or filing at COMARFIN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COMARFIN are Jean-Luc COLLARD, Sébastien CREPIN and Vincenzo MARINELLI.
Directors
According to the 2025 annual accounts
Jean-Luc COLLARD
Director
since 2007
Sébastien CREPIN
Director
since 2026
Vincenzo MARINELLI
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Avenue Jean Mermoz 29
6041 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 20 companies are registered at this address.
All companies at this address →Ultra - Rapide - Wagner frères
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€ 6.5 million revenue · 2026
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3W.CONCEPT
€ 103,970 revenue · 2024
+15 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.315.013
- VAT number
- BE 0888.315.013
- Registered office
- Avenue Jean Mermoz 29, 6041 Charleroi
- Names & denominations
- COMARFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 March 2007
- Peppol
- Active · Active since 16 May 2025
- Activities · NACE
Boekhouders
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten
Belastingconsulenten
Accountants en belastingconsulenten