Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JM Invest & Management from Tremelo, company number BE0888236621, closed financial year 2025 with a result of € 87,405 after tax. For that financial year JM Invest & Management recorded a gross margin of € 179,122 and equity of € 321,877. Compared with financial year 2024, the result moved from € 165,951 to € 87,405. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2025.
€ 321,877
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 87,405
▼ 47% vs 2024
Profit after tax over the fiscal year.
€ 30,171
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 303,277.
People and assets in 2025
€ 54
▼ 87% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,124
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 152,784
▼ 38% vs 2024
Loans from banks and other lenders, long and short.
€ 6,829
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,468
▼ 67% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,656 | € 15,070 | € 257,167 | € 179,122 | ▼ 30% |
| Profit after taxes | € 25,736 | € -3,739 | € 165,951 | € 87,405 | ▼ 47% |
| Equity | € 72,260 | € 68,520 | € 234,471 | € 321,877 | ▲ 37% |
| Total debts | € 27,996 | € 61,556 | € 311,751 | € 179,182 | ▼ 43% |
| Cash | € 62,013 | € 25,552 | € 81,979 | € 30,171 | ▼ 63% |
| Land & buildings | - | - | € 386,950 | € 381,219 | ▼ 1% |
| Retained profit | € 53,660 | € 49,920 | € 215,871 | € 303,277 | ▲ 40% |
| Bank debt | € 0 | € 38,000 | € 246,720 | € 152,784 | ▼ 38% |
| Balance sheet total | € 100,256 | € 130,076 | € 546,222 | € 501,058 | ▼ 8% |
Key figures of JM Invest & Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to JM Invest & Management?
What happened at JM Invest & Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 87,405 (▼ 47% vs 2024). Source: NBB ↗
- Anja Van Nuffelen became a director. NBB
- New establishment in Tremelo. KBO
- Joan Madeleine Alfons Michiels became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 25,736 profit in 2022 to € 87,405 profit in 2025.
Paid € 112,737 in corporate taxes since 2022.
Best year ever: 2024, with € 165,951 profit.
Management
Behind JM Invest & Management are Anja Van Nuffelen and Joan Madeleine Alfons Michiels.
Directors
According to the 2025 annual accounts
Anja Van Nuffelen
Director
since 2023
Joan Madeleine Alfons Michiels
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Beulkensstraat 33
3128 Tremelo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0888.236.621
- VAT number
- BE 0888.236.621
- Registered office
- Beulkensstraat 33, 3128 Tremelo
- Names & denominations
- JM Invest & Management
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 March 2007
- Peppol
- Active · Active since 26 Jul 2024
- Activities · NACE
Reparatie en onderhoud van producten van metaal
Vervaardiging van carrosserieën en aanhangwagens
Vervaardiging van andere delen en toebehoren voor motorvoertuigen
Vervaardiging van onderdelen en accessoires voor motorvoertuigen en motoren daarvan