Financials
Financial year 2025
VKS Versicherungen from Sankt Vith, company number BE0887829023, closed financial year 2025 with a result of € 98,000 after tax. For that financial year VKS Versicherungen recorded a gross margin of € 618,479 and equity of € 331,056. Compared with financial year 2024, the result moved from € 124,165 to € 98,000. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 331,056
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,000
▼ 21% vs 2024
Profit after tax over the fiscal year.
€ 227,749
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 258,556.
People and assets in 2025
€ 317,021
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 200,838
▲ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 178,275
▼ 13% vs 2024
€ 110,747 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 73,783
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,177
▼ 11% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 345,990 | € 577,507 | € 588,928 | € 618,479 | ▲ 5% |
| Profit after taxes | € 53,145 | € 131,849 | € 124,165 | € 98,000 | ▼ 21% |
| Equity | € 213,117 | € 236,117 | € 241,371 | € 331,056 | ▲ 37% |
| Total debts | € 361,522 | € 1,056,694 | € 951,388 | € 775,125 | ▼ 19% |
| Cash | € 328,354 | € 321,716 | € 265,701 | € 227,749 | ▼ 14% |
| Land & buildings | - | - | - | € 876 | |
| Retained profit | € 150,617 | € 173,617 | € 168,871 | € 258,556 | ▲ 53% |
| Dividend | € 100,000 | € 108,850 | € 128,911 | € 0 | ▼ 100% |
| Bank debt | € 95,997 | € 134,485 | € 204,043 | € 178,275 | ▼ 13% |
| Balance sheet total | € 585,989 | € 1,304,160 | € 1,204,108 | € 1,117,530 | ▼ 7% |
Key figures of VKS Versicherungen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VKS Versicherungen?
What happened at VKS Versicherungen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 98,000 (▼ 21% vs 2024). Source: NBB ↗
- New establishment in Sankt Vith. KBO
- New establishment in Amel. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,145 profit in 2022 to € 98,000 profit in 2025.
Paid € 169,226 in corporate taxes since 2022.
Best year ever: 2023, with € 131,849 profit.
Paid out € 337,761 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VKS Versicherungen are Nicola KELLER and Wolfgang KELLER. Wolfgang KELLER is also behind Immobilien W. Keller.
Directors
According to the 2025 annual accounts
Nicola KELLER
Director
Establishments
Establishment units
Physical locations of this company
Habschberg,Schönberg 4
4782 Sankt Vith
Mirfeld,Büllinger Straße 8 P box 3+4
4770 Amel
Active since 1 July 2007
K-F.-Schinkel-Strasse,Sch. 40
4782 Sankt Vith
Active since 12 August 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.829.023
- VAT number
- BE 0887.829.023
- Registered office
- Habschberg,Schönberg 4, 4782 Sankt Vith
- Names & denominations
- VKS Versicherungen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 March 2007
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
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