Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
59 other companies have their registered office at the same address; threshold 10.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SCHUMAN REAL ESTATE from Watermaal-Bosvoorde, company number BE0887761321, closed financial year 2025 with a result of € -72,247 after tax. For that financial year SCHUMAN REAL ESTATE recorded a gross margin of € -18,583 and equity of € 926,264. Compared with financial year 2024, the result moved from € -191,972 to € -72,247. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 926,264
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -72,247
▲ 62 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,273
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 724,764.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 386,941
Loans from banks and other lenders, long and short.
€ 5,382
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,908 | € -76,422 | € -144,262 | € -18,583 | ▲ € 125,679 |
| Profit after taxes | € -40,163 | € -116,609 | € -191,972 | € -72,247 | ▲ € 119,725 |
| Equity | € 1,307,092 | € 1,190,483 | € 998,511 | € 926,264 | ▼ 7% |
| Total debts | € 888,977 | € 887,503 | € 957,214 | € 1,071,791 | ▲ 12% |
| Cash | € 84,545 | € 9,225 | € 3,462 | € 3,273 | ▼ 5% |
| Land & buildings | € 1,720,909 | € 1,668,575 | € 1,672,953 | € 1,705,930 | ▲ 2% |
| Retained profit | € 1,105,592 | € 988,983 | € 797,011 | € 724,764 | ▼ 9% |
| Bank debt | € 386,941 | € 386,941 | € 386,941 | € 386,941 | |
| Balance sheet total | € 2,487,212 | € 2,359,558 | € 2,227,727 | € 2,260,486 | ▲ 1% |
Key figures of SCHUMAN REAL ESTATE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SCHUMAN REAL ESTATE?
What happened at SCHUMAN REAL ESTATE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 72,247. Source: NBB ↗
- Louise Hayzen ELPHICK became a director. NBB
- Cleyenne LAZZAROTTO MIOTTO became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Watermaal-Bosvoorde. KBO
In short
From € 40,163 loss in 2022 to € 72,247 loss in 2025.
Paid € 63,483 in corporate taxes since 2022.
A new publication or filing at SCHUMAN REAL ESTATE? We notify you, reason included.
Follow SCHUMAN REAL ESTATEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SCHUMAN REAL ESTATE are Louise Hayzen ELPHICK and Cleyenne LAZZAROTTO MIOTTO.
Directors
According to the 2025 annual accounts
Louise Hayzen ELPHICK
Director
since 2022
Cleyenne LAZZAROTTO MIOTTO
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Terhulpsesteenweg 187
1170 Watermaal-Bosvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 59 companies are registered at this address.
All companies at this address →Ferrero
€ 252.9 million revenue · 2025
Cercle Equestre Belge La Chevalerie
€ 424,912 gross margin · 2025
Installations de Sports Equestres
€ 27,945 gross margin · 2025
ELMAR IMMO
€ 390,066 gross margin · 2025
JANSON
€ 21.7 million revenue · 2025
+54 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.761.321
- VAT number
- BE 0887.761.321
- Registered office
- Terhulpsesteenweg 187, 1170 Watermaal-Bosvoorde
- Names & denominations
- SCHUMAN REAL ESTATE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2007
- Peppol
- Not registered