Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TOPAZ-IMMO from Lubbeek, company number BE0887629083, closed financial year 2025 with a result of € 21,437 after tax. For that financial year TOPAZ-IMMO recorded a gross margin of € 265,989 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 23,219 to € 21,437. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 1.3 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,437
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 78,005
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -86,975.
People and assets in 2025
€ 147,269
▼ 29% vs 2024
Of which on lease € 120,360.
Debts at end 2025
€ 328,924
▼ 21% vs 2024
€ 90,645 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,887
▲ 152% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,865
▲ 102% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 293,025 | € 309,354 | € 263,576 | € 265,989 | ▲ 1% |
| Profit after taxes | € 48,314 | € 43,985 | € 23,219 | € 21,437 | ▼ 8% |
| Equity | € 1,224,385 | € 1,268,370 | € 1,291,588 | € 1,313,025 | ▲ 2% |
| Total debts | € 1,423,162 | € 1,290,603 | € 1,151,118 | € 876,495 | ▼ 24% |
| Cash | € 119,377 | € 81,150 | € 130,645 | € 78,005 | ▼ 40% |
| Land & buildings | € 1,539,921 | € 1,592,583 | € 1,525,245 | € 1,457,908 | ▼ 4% |
| Retained profit | € -175,615 | € -131,630 | € -108,412 | € -86,975 | ▲ € 21,437 |
| Bank debt | € 541,738 | € 505,397 | € 417,672 | € 328,924 | ▼ 21% |
| Balance sheet total | € 2,647,547 | € 2,558,972 | € 2,442,706 | € 2,189,521 | ▼ 10% |
Key figures of TOPAZ-IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOPAZ-IMMO?
What happened at TOPAZ-IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,437 (▼ 8% vs 2024). filed late Source: NBB ↗
- New establishment in Lubbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,314 profit in 2022 to € 21,437 profit in 2025.
Paid € 5,223 in corporate taxes since 2022.
Best year ever: 2022, with € 48,314 profit.
Management
Behind TOPAZ-IMMO are Laurent Gilissen, Dimitri Gilissen and Jacques Gilissen.
Directors
According to the 2025 annual accounts
Laurent Gilissen
Administrator-manager
Dimitri Gilissen
Administrator-manager
Jacques Gilissen
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Kleine Korteberg(PEL) 24
3212 Lubbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.629.083
- VAT number
- BE 0887.629.083
- Registered office
- Kleine Korteberg(PEL) 24, 3212 Lubbeek
- Names & denominations
- TOPAZ-IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2007
- Peppol
- Active · Active since 1 Feb 2026