Financials
Financial year 2025
HERMAN FINANCE from Torhout, company number BE0887540892, closed financial year 2025 with a result of € 1.8 million after tax. For that financial year HERMAN FINANCE recorded a gross margin of € 2.7 million and equity of € 8.2 million. Compared with financial year 2024, the result moved from € 397,364 to € 1.8 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 8.2 million
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.8 million
▲ € 1.4 million vs 2024
Profit after tax over the fiscal year.
€ 109,252
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
0 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
1
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 84,162
▲ 4% vs 2024
€ 84,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 231,189
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 481,950
▼ 26% vs 2024
€ 170,135 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 8,614
▲ 273% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 107,461
▲ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,789,586 | € 666,644 | € 832,290 | € 2,698,674 | ▲ 224% |
| Profit after taxes | € 2,393,045 | € 231,688 | € 397,364 | € 1,757,151 | ▲ € 1.4 million |
| Equity | € 5,791,462 | € 6,021,484 | € 6,417,130 | € 8,172,615 | ▲ 27% |
| Total debts | € 1,953,893 | € 1,783,915 | € 1,624,183 | € 1,479,203 | ▼ 9% |
| Cash | € 3,774,595 | € 177,338 | € 497,012 | € 109,252 | ▼ 78% |
| Land & buildings | € 1,070,332 | € 1,483,646 | € 1,407,689 | € 1,331,732 | ▼ 5% |
| Retained profit | € 5,641,462 | € 5,871,484 | € 6,267,130 | € 8,022,615 | ▲ 28% |
| Dividend | € 0 | € 1,666 | € 1,718 | € 1,666 | ▼ 3% |
| Bank debt | € 986,930 | € 819,503 | € 651,179 | € 481,950 | ▼ 26% |
| Balance sheet total | € 7,745,355 | € 7,805,399 | € 8,041,313 | € 9,651,818 | ▲ 20% |
| Employees (FTE) | 1 | 1 | 1.3 | 1 | ▼ 0.3 |
Key figures of HERMAN FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to HERMAN FINANCE?
What happened at HERMAN FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.8 million (▲ € 1.4 million vs 2024). Source: NBB ↗
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 2.4 million profit in 2022 to € 1.8 million profit in 2025.
Paid € 1 million in corporate taxes since 2022.
Best year ever: 2022, with € 2.4 million profit.
On average € 2.7 million of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HERMAN FINANCE is STIJN HERMAN. It owns 50% of IMMO BARDOEL, 50% of CONTIMET INTERNATIONAL, 30% of JOPACK and 30% of JOPACK TRANSPORT itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Ieperse Heerweg 41
8820 Torhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.540.892
- VAT number
- BE 0887.540.892
- Registered office
- Ieperse Heerweg 41, 8820 Torhout
- Names & denominations
- HERMAN FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2007
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
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Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van holdings
Fokken en houden van paarden en andere paardachtigen
Managementactiviteiten van holdings
Holdings