Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TERRE ET HABITAT from Neufchâteau, company number BE0887364512, closed financial year 2025 with a result of € -24,105 after tax. For that financial year TERRE ET HABITAT recorded a gross margin of € 35,465 and equity of € 832,650. Compared with financial year 2024, the result moved from € -147,102 to € -24,105. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 832,650
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,105
▲ 84 % less loss than in 2024
Profit after tax over the fiscal year.
€ 402,474
▲ € 369,569 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 690,670.
People and assets in 2025
€ 549
▼ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.8 million
▼ 8% vs 2024
€ 21,533 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 54,180
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 477,119 | € 138,882 | € 58,144 | € 35,465 | ▼ 39% |
| Profit after taxes | € 276,077 | € 11,329 | € -147,102 | € -24,105 | ▲ € 122,998 |
| Equity | € 992,528 | € 1,003,857 | € 856,755 | € 832,650 | ▼ 3% |
| Total debts | € 5,312,764 | € 6,629,762 | € 5,890,217 | € 5,488,278 | ▼ 7% |
| Cash | € 64,330 | € 14,939 | € 32,905 | € 402,474 | ▲ € 369,569 |
| Land & buildings | € 1,021,855 | € 992,619 | € 298,811 | € 289,718 | ▼ 3% |
| Retained profit | € 850,548 | € 861,877 | € 714,775 | € 690,670 | ▼ 3% |
| Bank debt | € 4,883,888 | € 5,640,320 | € 5,177,810 | € 4,755,747 | ▼ 8% |
| Balance sheet total | € 6,305,292 | € 7,633,619 | € 6,746,972 | € 6,320,928 | ▼ 6% |
Key figures of TERRE ET HABITAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERRE ET HABITAT?
What happened at TERRE ET HABITAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Gofflot Invest SRL stepped down as director. NBB
- Audrey GOFFLOT stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 24,105. Source: NBB ↗
- Gofflot Invest SRL became a director. NBB
- Audrey GOFFLOT became a director. NBB
- New establishment in Neufchâteau. KBO
- Start of the company according to the CBE. KBO
- New establishment in Bertrix. KBO
In short
From € 276,077 profit in 2022 to € 24,105 loss in 2025.
Paid € 99,737 in corporate taxes since 2022.
Best year ever: 2022, with € 276,077 profit.
Management
The shares are held by Habitat + Management srl (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Kevin Gofflot
Owns 100% via Habitat + Management srl
Also active at: COBAT CONSTRUCTIONS, HABITAT + CONCEPT, HABITAT + MANAGEMENT, JALANOE
since 2025 · until 2030
since 2025 · until 2030
Shareholders
Habitat + Management srl · holding of Gofflot Invest SRL
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin de la Terre Franche, NEU 100
6840 Neufchâteau
Rue de la Gare 18
6880 Bertrix
Active since 16 February 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.364.512
- VAT number
- BE 0887.364.512
- Registered office
- Chemin de la Terre Franche, NEU 100, 6840 Neufchâteau
- Names & denominations
- TERRE ET HABITAT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2007
- Peppol
- Active · Active since 26 Mar 2025
- Activities · NACE
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