Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 8.2 to 5.1.
Financials
Financial year 2025
HABITAT + CONCEPT from Neufchâteau, company number BE0477598405, closed financial year 2025 with a result of € -699,660 after tax. For that financial year HABITAT + CONCEPT recorded revenue of € 15.1 million and equity of € 2.8 million. Compared with financial year 2024, the result moved from € -1.4 million to € -699,660. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 2.8 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -699,660
▲ 49 % less loss than in 2024
Profit after tax over the fiscal year.
€ 529,987
▲ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -33,515.
People and assets in 2025
5.1
▼ 2.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 526,511
▼ 24% vs 2024
€ 103,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 14.2 million
▼ 5% vs 2024
€ 594,438 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2.6 million
▲ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 65 days on average.
€ 247,856
▼ 36% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 13,754,503 | € 18,847,555 | € 8,090,067 | € 15,088,966 | ▲ 87% |
| Profit after taxes | € -471,489 | € 754,815 | € -1,361,633 | € -699,660 | ▲ € 661,973 |
| Equity | € 3,665,117 | € 4,419,932 | € 3,058,299 | € 2,758,639 | ▼ 10% |
| Total debts | € 18,810,120 | € 13,202,805 | € 17,430,699 | € 18,068,431 | ▲ 4% |
| Cash | € 1,148,567 | € 1,275,045 | € 305,109 | € 529,987 | ▲ 74% |
| Land & buildings | € 1,173,395 | € 1,067,735 | € 958,455 | € 871,705 | ▼ 9% |
| Retained profit | € 1,272,963 | € 2,027,778 | € 666,145 | € -33,515 | ▼ € 699,660 |
| Bank debt | € 13,045,938 | € 10,648,401 | € 14,987,778 | € 14,168,261 | ▼ 5% |
| Balance sheet total | € 22,608,986 | € 17,756,487 | € 20,622,748 | € 21,018,829 | ▲ 2% |
| Employees (FTE) | 9.6 | 8.2 | 7.5 | 5.1 | ▼ 2.4 |
Key figures of HABITAT + CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HABITAT + CONCEPT?
What happened at HABITAT + CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Gofflot Invst SRL stepped down as director. NBB
- Audrey GOFFLOT stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 699,660. Source: NBB ↗
- Gofflot Invst SRL became a director. NBB
- Audrey GOFFLOT became a director. NBB
- New establishment in Neufchâteau. KBO
- Start of the company according to the CBE. KBO
In short
From € 471,489 loss in 2022 to € 699,660 loss in 2025.
Paid € 205,961 in corporate taxes since 2022.
Best year ever: 2023, with € 754,815 profit.
Pays suppliers within 65 days on average.
Management
The shares are held by Habitat + Management SRL (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Kevin Gofflot
Owns 100% via Habitat + Management SRL
Also active at: COBAT CONSTRUCTIONS, HABITAT + MANAGEMENT, JALANOE, TERRE ET HABITAT
since 2025 · until 2030
since 2025 · until 2030
Shareholders
Habitat + Management SRL · holding of Gofflot Invst SRL
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin de la Terre Franche, NEU 100
6840 Neufchâteau
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.598.405
- VAT number
- BE 0477.598.405
- Registered office
- Chemin de la Terre Franche, NEU 100, 6840 Neufchâteau
- Names & denominations
- HABITAT + CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 2002
- Peppol
- Active · Active since 26 Mar 2025
- Activities · NACE
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