Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 6.8 to 4.5.
Financials
Financial year 2025
4ELM.TECH from Durbuy, company number BE0887222970, closed financial year 2025 with a result of € 46,799 after tax. For that financial year 4ELM.TECH recorded a gross margin of € 367,575 and equity of € 218,064. Compared with financial year 2024, the result moved from € 10,096 to € 46,799. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 218,064
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 46,799
▲ € 36,703 vs 2024
Profit after tax over the fiscal year.
€ 18,638
▲ 166% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 43,833 paid out
94 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
4.5
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 234,535
▼ 15% vs 2024
€ 52,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 61,584
▼ 24% vs 2024
Of which on lease € 123.
Debts at end 2025
€ 191,668
▼ 17% vs 2024
€ 43,595 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 20,031
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,978
▼ 47% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 308,645 | € 477,220 | € 376,896 | € 367,575 | ▼ 2% |
| Profit after taxes | € 20,634 | € 103,756 | € 10,096 | € 46,799 | ▲ € 36,703 |
| Equity | € 183,332 | € 227,802 | € 215,098 | € 218,064 | ▲ 1% |
| Total debts | € 377,352 | € 460,853 | € 317,351 | € 282,967 | ▼ 11% |
| Cash | € 85,610 | € 58,922 | € 7,016 | € 18,638 | ▲ 166% |
| Retained profit | € 164,732 | € 209,202 | € 196,498 | € 199,464 | ▲ 2% |
| Dividend | € 19,000 | € 59,286 | € 22,800 | € 43,833 | ▲ 92% |
| Bank debt | € 265,705 | € 287,667 | € 231,730 | € 191,668 | ▼ 17% |
| Balance sheet total | € 560,684 | € 688,656 | € 532,449 | € 501,031 | ▼ 6% |
| Employees (FTE) | 14 | 6.8 | 6 | 4.5 | ▼ 1.5 |
Key figures of 4ELM.TECH, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 4ELM.TECH?
What happened at 4ELM.TECH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 46,799 (▲ € 36,703 vs 2024). Source: NBB ↗
- New establishment in Durbuy. KBO
- Olivier Ramon became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 20,634 profit in 2022 to € 46,799 profit in 2025.
Paid € 67,767 in corporate taxes since 2022.
Best year ever: 2023, with € 103,756 profit.
On average € 81,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Olivier Ramon
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Rue de Fisenne 4
6940 Durbuy
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.222.970
- VAT number
- BE 0887.222.970
- Registered office
- Rue de Fisenne 4, 6940 Durbuy
- Names & denominations
- 4ELM.TECH
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 February 2007
- Peppol
- Active · Active since 14 Aug 2026
- Activities · NACE
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