Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Finimmo Belgium from Gistel, company number BE0887170908, closed financial year 2025 with a result of € 1.1 million after tax. For that financial year Finimmo Belgium recorded a gross margin of € 1.2 million and equity of € 9.3 million. Compared with financial year 2024, the result moved from € 726,396 to € 1.1 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 9.3 million
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.1 million
▲ 52% vs 2024
Profit after tax over the fiscal year.
€ 616,183
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 8.7 million.
People and assets in 2025
1.4
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 116,827
▲ 279% vs 2024
€ 83,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,206
▲ € 26,499 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12 million
▼ 7% vs 2024
€ 1.3 million is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 52,929
▲ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 66,458
▲ 51% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,212,389 | € 1,204,284 | € 1,156,727 | € 1,229,908 | ▲ 6% |
| Profit after taxes | € 3,263,022 | € 850,690 | € 726,396 | € 1,107,298 | ▲ 52% |
| Equity | € 6,574,881 | € 7,424,571 | € 8,150,967 | € 9,258,266 | ▲ 14% |
| Total debts | € 16,703,439 | € 16,479,272 | € 15,003,345 | € 18,036,445 | ▲ 20% |
| Cash | € 306,461 | € 481,603 | € 449,237 | € 616,183 | ▲ 37% |
| Land & buildings | € 6,712,777 | € 7,128,203 | € 6,875,131 | € 6,990,835 | ▲ 2% |
| Retained profit | € 5,974,881 | € 6,824,571 | € 7,550,967 | € 8,658,266 | ▲ 15% |
| Bank debt | € 13,471,446 | € 13,935,489 | € 12,999,205 | € 12,024,398 | ▼ 7% |
| Balance sheet total | € 23,278,320 | € 23,903,843 | € 23,154,313 | € 27,294,711 | ▲ 18% |
| Employees (FTE) | 1 | 0 | 1 | 1.4 | ▲ 0.4 |
Key figures of Finimmo Belgium, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Finimmo Belgium?
What happened at Finimmo Belgium in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Luc Grauwet BV stepped down as director. NBB
- Roger Grauwet stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.1 million (▲ 52% vs 2024). Source: NBB ↗
- Luc Grauwet BV became a director. NBB
- Roger Grauwet became a director. NBB
- New establishment in Gistel. KBO
- Start of the company according to the CBE. KBO
In short
From € 3.3 million profit in 2022 to € 1.1 million profit in 2025.
Paid € 270,196 in corporate taxes since 2022.
Best year ever: 2022, with € 3.3 million profit.
On average € 878,500 of value added per employee in 2025.
A new publication or filing at Finimmo Belgium? We notify you, reason included.
Follow Finimmo BelgiumDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 100% of Finimmo Tourmalet, 100% of Finimmo 9600, 100% of Finimmo 8970, 100% of Finimmo Objekt Muggensturm GMBH & Co KG and 100% of JL Aviation itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Luc GRAUWET
Also active at: FINIMMO 9600, FINIMMO 8900, IDE Woods, IDE Group, SOLID, PGS RDB Pallets, 5G Multimodal, Green Nature Energy +10 more
since 2024 · until 2030
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Torhoutse Baan 5 box 2
8470 Gistel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →FINIMMO 9600 same network
€ 32,627 gross margin · 2025
PGS RODANAR PALLETS
€ 50.5 million revenue · 2025
PGS De Backer Pallets
€ 49.3 million revenue · 2025
White Field Development
€ 161,870 gross margin · 2025
PGS SPECIAL PACKAGING
€ 209,625 gross margin · 2025
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.170.908
- VAT number
- BE 0887.170.908
- Registered office
- Torhoutse Baan 5 bus 2, 8470 Gistel
- Names & denominations
- Finimmo Belgium
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 2007
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Handel in eigen onroerend goed