Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARPDIEM from Turnhout, company number BE0887105976, closed financial year 2025 with a result of € 465 after tax. For that financial year CARPDIEM recorded a gross margin of € 15,562 and equity of € -21,299. Compared with financial year 2024, the result moved from € -26,666 to € 465. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ -21,299
▲ € 465 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 465
▲ still € 26,666 loss in 2024
Profit after tax over the fiscal year.
€ 3,981
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -39,899.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 151,700
▼ 55% vs 2024
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,483 | € -4,283 | € -2,515 | € 15,562 | ▲ € 18,077 |
| Profit after taxes | € 5,066 | € -17,846 | € -26,666 | € 465 | ▲ € 27,131 |
| Equity | € 22,748 | € 4,902 | € -21,764 | € -21,299 | ▲ € 465 |
| Total debts | € 435,882 | € 444,478 | € 360,367 | € 191,089 | ▼ 47% |
| Cash | € 1,745 | € 129 | € 7,068 | € 3,981 | ▼ 44% |
| Retained profit | € 4,148 | € -13,698 | € -40,364 | € -39,899 | ▲ € 465 |
| Bank debt | € 421,050 | € 421,050 | € 336,700 | € 151,700 | ▼ 55% |
| Balance sheet total | € 458,630 | € 449,379 | € 338,603 | € 169,789 | ▼ 50% |
Key figures of CARPDIEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CARPDIEM?
What happened at CARPDIEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 465. Source: NBB ↗
- Francis Adams became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,066 profit in 2022 to € 465 profit in 2025.
Paid € 1,740 in corporate taxes since 2022.
Best year ever: 2022, with € 5,066 profit.
Management
Behind CARPDIEM is Francis Adams. Francis Adams is also behind THE CONCEPT GROUP, IKNIK, Timm, TCOG Holding and Carcis.
Directors
According to the 2025 annual accounts
Francis Adams
Manager
Also active at: THE CONCEPT GROUP, IKNIK, Timm, TCOG Holding, Carcis, EASY RETAIL CONCEPT, ADACRE
since 2008
Establishments
Establishment units
Physical locations of this company
Ruiten 6
2300 Turnhout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0887.105.976
- VAT number
- BE 0887.105.976
- Registered office
- Ruiten 6, 2300 Turnhout
- Names & denominations
- CARPDIEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2007
- Peppol
- Active · Active since 25 Mar 2025
- Activities · NACE
Ontwerpen van computerprogramma’s
Computeradviesbureaus
Ontwerpen en programmeren van computerprogramma's
Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten
Computerconsultancy-activiteiten