Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
KARFIL from Kapellen, company number BE0886527738, closed financial year 2024 with a result of € -61,480 after tax. For that financial year KARFIL recorded a gross margin of € -18,103 and equity of € -105,929. Compared with financial year 2023, the result moved from € -59,837 to € -61,480. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2025.
€ -105,929
▼ € 61,480 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -61,480
▼ 3 % more loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -112,129.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 34,654
▲ 2% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,264
▼ 11% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1,159
▼ 17% vs 2023
Loans from banks and other lenders, long and short.
€ 37,845
▲ 69% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 14,038
▼ 26% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 81,371 | € 4,690 | € -18,775 | € -18,103 | ▲ € 672 |
| Profit after taxes | € 57,020 | € -29,416 | € -59,837 | € -61,480 | ▼ € 1,644 |
| Equity | € 44,804 | € 15,388 | € -44,449 | € -105,929 | ▼ € 61,480 |
| Total debts | € 55,552 | € 49,953 | € 73,254 | € 184,166 | ▲ 151% |
| Land & buildings | - | € 8,000 | € 5,125 | € 2,251 | ▼ 56% |
| Retained profit | € 38,604 | € 9,188 | € -50,649 | € -112,129 | ▼ € 61,480 |
| Bank debt | € 2,707 | € 339 | € 1,398 | € 1,159 | ▼ 17% |
| Balance sheet total | € 100,355 | € 65,341 | € 28,805 | € 78,237 | ▲ 172% |
Key figures of KARFIL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to KARFIL?
What happened at KARFIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 61,480. Source: NBB ↗
- Camille Naudts became a director. NBB
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,020 profit in 2021 to € 61,480 loss in 2024.
Paid € 25,637 in corporate taxes since 2021.
Best year ever: 2021, with € 57,020 profit.
A new publication or filing at KARFIL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Camille Naudts
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Heidestraat-Zuid 203
2950 Kapellen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0886.527.738
- VAT number
- BE 0886.527.738
- Registered office
- Heidestraat-Zuid 203, 2950 Kapellen
- Names & denominations
- KARFIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 January 2007
- Peppol
- Active · Active since 2 Dec 2025
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