Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SA-VA from Sint-Truiden, company number BE0886483097, closed financial year 2025 with a result of € -17,314 after tax. For that financial year SA-VA recorded a gross margin of € 93,540 and equity of € -57,711. Compared with financial year 2024, the result moved from € 4,871 to € -17,314. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -57,711
▼ € 17,314 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,314
▼ still € 4,871 profit in 2024
Profit after tax over the fiscal year.
€ 2,352
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -76,311.
People and assets in 2025
3.9
▲ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 104,678
▲ 42% vs 2024
€ 26,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 18,433
▼ 33% vs 2024
€ 7,690 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 29,513
▲ € 27,734 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,536
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 103,439 | € 80,137 | € 90,495 | € 93,540 | ▲ 3% |
| Profit after taxes | € 13,931 | € 7,882 | € 4,871 | € -17,314 | ▼ € 22,185 |
| Equity | € -53,150 | € -45,267 | € -40,397 | € -57,711 | ▼ € 17,314 |
| Total debts | € 120,016 | € 110,288 | € 100,881 | € 112,803 | ▲ 12% |
| Cash | € 19,482 | € 9,955 | € 4,702 | € 2,352 | ▼ 50% |
| Retained profit | € -71,750 | € -63,867 | € -58,997 | € -76,311 | ▼ € 17,314 |
| Bank debt | € 0 | € 33,501 | € 27,380 | € 18,433 | ▼ 33% |
| Balance sheet total | € 66,866 | € 65,021 | € 60,485 | € 55,092 | ▼ 9% |
| Employees (FTE) | - | 2 | 2.3 | 3.9 | ▲ 1.6 |
Key figures of SA-VA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SA-VA?
What happened at SA-VA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,314 (▼ € 22,185 vs 2024). Source: NBB ↗
- Tactive Bv stepped down as director. NBB
- Sophie Bergeys stepped down as director. NBB
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,931 profit in 2022 to € 17,314 loss in 2025.
Paid € 11,432 in corporate taxes since 2022.
Best year ever: 2022, with € 13,931 profit.
On average € 24,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Yvaine, HAIR CLUB comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SA-VABehind SA-VA is Thalita Huijgens. The shares are held by Yvaine (100%) and HAIR CLUB (50%).
Directors
According to the 2025 annual accounts
Director · represented by Vanosmael Kris
Also active at: HAIR CLUB, KREATOS BUSINESS, PEOPLE + MANAGEMENT, KREATOS INVEST, CONSTRUCT, KREATOS BOOM, ENDA HAIR, KREEKLO +30 more
· until 2024
Sophie Bergeys
Director
Also active at: HAIR CLUB, KREATOS BUSINESS, PEOPLE + MANAGEMENT, KREATOS INVEST, CONSTRUCT, KREATOS BOOM, ENDA HAIR, KREEKLO +47 more
· until 2024
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Stapelstraat 9
3800 Sint-Truiden
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0886.483.097
- VAT number
- BE 0886.483.097
- Registered office
- Stapelstraat 9, 3800 Sint-Truiden
- Names & denominations
- SA-VA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2007
- Peppol
- Active · Active since 22 Sept 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Haarverzorging
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Detailhandel in cosmetica en toiletartikelen
Detailhandel in souvenirs en religieuze artikelen
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Detailhandel in souvenirs en religieuze artikelen in gespecialiseerde winkels