Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
AFI from Grimbergen, company number BE0886317605, closed financial year 2025 with a result of € -29,560 after tax. For that financial year AFI recorded a gross margin of € 958,835 and equity of € 610,555. Compared with financial year 2024, the result moved from € -86,289 to € -29,560. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 6, 2026.
€ 610,555
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,560
▲ 66 % less loss than in 2024
Profit after tax over the fiscal year.
€ 149,046
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.5 million.
Debts at end 2025
€ 12.4 million
▼ 3% vs 2024
€ 773,496 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 121,992
▲ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,321
▼ 72% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 56,168 | € 67,742 | € 731,997 | € 958,835 | ▲ 31% |
| Profit after taxes | € -178,539 | € -675,267 | € -86,289 | € -29,560 | ▲ € 56,729 |
| Equity | € 185,270 | € 726,403 | € 640,115 | € 610,555 | ▼ 5% |
| Total debts | € 5,450,465 | € 8,884,196 | € 13,396,883 | € 12,788,522 | ▼ 5% |
| Cash | € 365,426 | € 97,069 | € 544,313 | € 149,046 | ▼ 73% |
| Land & buildings | € 3,976,201 | € 8,543,491 | € 12,616,939 | € 12,166,427 | ▼ 4% |
| Retained profit | € -886,789 | € -1,517,938 | € -1,560,109 | € -1,545,551 | ▲ € 14,558 |
| Bank debt | € 5,054,332 | € 5,194,952 | € 12,799,153 | € 12,365,126 | ▼ 3% |
| Balance sheet total | € 5,676,021 | € 9,650,886 | € 14,077,283 | € 13,439,362 | ▼ 5% |
Key figures of AFI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to AFI?
What happened at AFI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,560. filed late Source: NBB ↗
- Steenberg BV became a director. NBB
- Dimitri Saerens became a director. NBB
- New establishment in Grimbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 178,539 loss in 2022 to € 29,560 loss in 2025.
Paid € 57,532 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of STEENBERG comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AFIBehind AFI are Steenberg BV and Dimitri Saerens. The shares are held by STEENBERG (100%).
Directors
According to the 2025 annual accounts
Director · represented by Klara De Neve
Also active at: PurpleStone, STRUCTURA BUSINESS PROPERTY, VEQTOR, SADEGO, AURA GRIMBERGEN INVEST, BE MERCHTEM, IMMOBILIS, 6th Gear
since 2023
Dimitri Saerens
Director
Also active at: PurpleStone, SOCIETE DU PLASTIQUE BELGE, GARAGE DE DONCKER, PEMACO, SODECA, JOSSE BERCKMANS CONSULT, KEVIN, TRACOTEL +21 more
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Romeinsesteenweg 566
1853 Grimbergen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →SOCIETE DU PLASTIQUE BELGE same network
€ 908,305 gross margin · 2025
GARAGE DE DONCKER same network
€ 27,696 gross margin · 2025
KEVIN same network
€ 901,581 gross margin · 2025
DYNAMIC INVESTMENT SERVICES SAERENS same network
€ 1.1 million gross margin · 2025
KeBeK Management
€ 97,478 gross margin · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0886.317.605
- VAT number
- BE 0886.317.605
- Registered office
- Romeinsesteenweg 566, 1853 Grimbergen
- Names & denominations
- AFI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2007
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Opslag
Overige opslag
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Public relationsbureaus
Financiële holdings
+3