Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Hermanns Claims & Investigations from Kruisem, company number BE0886119645, closed financial year 2025 with a result of € -853 after tax. For that financial year Hermanns Claims & Investigations recorded a gross margin of € 2,192 and equity of € 61,873. Compared with financial year 2024, the result moved from € -449 to € -853. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 61,873
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -853
▼ 90 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,556
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 55,673.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 58,613
▼ 10% vs 2024
Loans from banks and other lenders, long and short.
€ 50,169
▲ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,626
▼ 5% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,919 | € 11,211 | € 11,175 | € 2,192 | ▼ 80% |
| Profit after taxes | € 8,323 | € 622 | € -449 | € -853 | ▼ € 404 |
| Equity | € 62,553 | € 63,175 | € 62,726 | € 61,873 | ▼ 1% |
| Total debts | € 85,665 | € 136,252 | € 162,444 | € 178,355 | ▲ 10% |
| Cash | € 0 | € 2,578 | € 2,808 | € 1,556 | ▼ 45% |
| Retained profit | € 56,353 | € 56,975 | € 56,526 | € 55,673 | ▼ 2% |
| Bank debt | € 48,924 | € 56,691 | € 64,984 | € 58,613 | ▼ 10% |
| Balance sheet total | € 148,218 | € 199,427 | € 225,170 | € 240,228 | ▲ 7% |
Key figures of Hermanns Claims & Investigations, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.
What happened to Hermanns Claims & Investigations?
What happened at Hermanns Claims & Investigations in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 853. Source: NBB ↗
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
- Patrick Thérèse Hermanns became a director. NBB
In short
From € 8,323 profit in 2022 to € 853 loss in 2025.
Paid € 4,176 in corporate taxes since 2022.
Best year ever: 2022, with € 8,323 profit.
A new publication or filing at Hermanns Claims & Investigations? We notify you, reason included.
Follow Hermanns Claims & InvestigationsDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PM - CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Hermanns Claims & InvestigationsBehind Hermanns Claims & Investigations is Patrick Thérèse Hermanns. The shares are held by PM - CONSULT (100%).
Directors
According to the 2025 annual accounts
since 2006
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Wannegem-Ledestraat (WAN) 1
9772 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0886.119.645
- VAT number
- BE 0886.119.645
- Registered office
- Wannegem-Ledestraat (WAN) 1, 9772 Kruisem
- Names & denominations
- Hermanns Claims & Investigations · H.C.I.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2007
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Schade- en risico- experten
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Overige zakelijke dienstverlening, n.e.g.
Public relationsbureaus
Adviesbureaus op het gebied van public relations en communicatie