Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VISION ET HABITAT from Mont-Saint-Guibert, company number BE0886040263, closed financial year 2025 with a result of € 38,825 after tax. For that financial year VISION ET HABITAT recorded a gross margin of € 95,237 and equity of € 304,057. Compared with financial year 2024, the result moved from € 41,387 to € 38,825. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.
€ 304,057
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 38,825
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 695
▲ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
4 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 2,257
▲ 118% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 395,294
▼ 12% vs 2024
€ 58,334 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 9,093
▲ 137% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,644
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 113,289 | € 84,737 | € 103,118 | € 95,237 | ▼ 8% |
| Profit after taxes | € 44,198 | € 24,926 | € 41,387 | € 38,825 | ▼ 6% |
| Equity | € 202,252 | € 227,178 | € 266,899 | € 304,057 | ▲ 14% |
| Total debts | € 631,027 | € 561,119 | € 492,968 | € 442,197 | ▼ 10% |
| Cash | € 6,580 | € 84 | € 395 | € 695 | ▲ 76% |
| Land & buildings | € 786,588 | € 761,270 | € 735,952 | € 710,634 | ▼ 3% |
| Retained profit | € 189,852 | € 214,778 | € 254,499 | € 289,797 | ▲ 14% |
| Dividend | € 0 | € 0 | € 1,666 | € 1,666 | |
| Bank debt | € 562,766 | € 506,838 | € 449,743 | € 395,294 | ▼ 12% |
| Balance sheet total | € 833,278 | € 788,297 | € 759,867 | € 746,255 | ▼ 2% |
Key figures of VISION ET HABITAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VISION ET HABITAT?
What happened at VISION ET HABITAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 38,825 (▼ 6% vs 2024). Source: NBB ↗
- New establishment in Mont-Saint-Guibert. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,198 profit in 2022 to € 38,825 profit in 2025.
Paid € 69,644 in corporate taxes since 2022.
Best year ever: 2022, with € 44,198 profit.
Paid out € 3,332 in dividends to the owners in total.
A new publication or filing at VISION ET HABITAT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VISION ET HABITAT is Mathieu Beguin. Mathieu Beguin is also behind NÉLITIS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Grand'Route 51
1435 Mont-Saint-Guibert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0886.040.263
- VAT number
- BE 0886.040.263
- Registered office
- Grand'Route 51, 1435 Mont-Saint-Guibert
- Names & denominations
- VISION ET HABITAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2006
- Peppol
- Active · Active since 24 Nov 2025
- Contact
- visionhabitat.be
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