What does VERVIERS-BILSTAIN FINANCE do?

VERVIERS-BILSTAIN FINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 29 December 2006, 2 establishments.

What is the address of VERVIERS-BILSTAIN FINANCE?

The registered office of VERVIERS-BILSTAIN FINANCE is located at Au Pairon 35, 4831 Limbourg.

Is VERVIERS-BILSTAIN FINANCE still active?

Yes. According to the CBE (30 October 2026) VERVIERS-BILSTAIN FINANCE is active, legal situation “Normale toestand”, started on 29 December 2006.

Is VERVIERS-BILSTAIN FINANCE registered on Peppol?

Yes, VERVIERS-BILSTAIN FINANCE is registered on the Peppol network with ID 0208:0886015519.

What is the enterprise number of VERVIERS-BILSTAIN FINANCE?

The enterprise number of VERVIERS-BILSTAIN FINANCE is BE0886015519.

When was VERVIERS-BILSTAIN FINANCE founded?

VERVIERS-BILSTAIN FINANCE was founded on 29 December 2006.

Who are the directors of VERVIERS-BILSTAIN FINANCE?

According to the 2025 annual accounts, the directors of VERVIERS-BILSTAIN FINANCE are: JOASSART Finances SRL, JLK FINANCES SRL.

Is VERVIERS-BILSTAIN FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 December 2006; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did VERVIERS-BILSTAIN FINANCE make in 2025?

VERVIERS-BILSTAIN FINANCE posted a profit after taxes of € 546,302 in financial year 2025.

What is the revenue of VERVIERS-BILSTAIN FINANCE?

As a small company, VERVIERS-BILSTAIN FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,042,325.

How much does an employee at VERVIERS-BILSTAIN FINANCE earn?

The average wage cost per full-time employee at VERVIERS-BILSTAIN FINANCE was € 69,900 in 2025: staff costs of € 286,772 for 4.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does VERVIERS-BILSTAIN FINANCE have?

According to the 2025 annual accounts, VERVIERS-BILSTAIN FINANCE has 4.1 full-time equivalents (FTE).

VERVIERS-BILSTAIN FINANCE (Private Limited) - Limbourg

Dossier VERVIERS-BILSTAIN FINANCE, printed on 30 October 2026 from databakkes.be/en/0886015519/verviers-bilstain-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

VERVIERS-BILSTAIN FINANCE from Limbourg, company number BE0886015519, closed financial year 2025 with a result of € 546,302 after tax. For that financial year VERVIERS-BILSTAIN FINANCE recorded a gross margin of € 1 million and equity of € 385,087. Compared with financial year 2024, the result moved from € 374,615 to € 546,302. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 11, 2026.

What it is worth Healthy

€ 385,087

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 546,302

▲ 46% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 308,464

▼ 40% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 546,302 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

4.1

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 286,772

▲ 15% vs 2024

€ 69,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 48,101

▲ 5% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 710,025

▲ 19% vs 2024

€ 112,526 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 75,915

▲ 32% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 62,992

▼ 13% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 539,675 Gross margin 2022: € 539,675 First fiscal year in the series	€ 667,435 Gross margin 2023: € 667,435 ▲ 24% vs 2022 (€ 539,675) Favourable step	€ 803,710 Gross margin 2024: € 803,710 ▲ 20% vs 2023 (€ 667,435) Favourable step	€ 1,042,325 Gross margin 2025: € 1,042,325 ▲ 30% vs 2024 (€ 803,710) Favourable step	▲ 30%
Profit after taxes	€ 218,828 Profit after taxes 2022: € 218,828 First fiscal year in the series	€ 289,567 Profit after taxes 2023: € 289,567 ▲ 32% vs 2022 (€ 218,828) Favourable step	€ 374,615 Profit after taxes 2024: € 374,615 ▲ 29% vs 2023 (€ 289,567) Favourable step	€ 546,302 Profit after taxes 2025: € 546,302 ▲ 46% vs 2024 (€ 374,615) Favourable step	▲ 46%
Equity	€ 350,906 Equity 2022: € 350,906 First fiscal year in the series	€ 350,472 Equity 2023: € 350,472 Unchanged (€ 350,906) Unfavourable step	€ 385,087 Equity 2024: € 385,087 ▲ 10% vs 2023 (€ 350,472) Favourable step	€ 385,087 Equity 2025: € 385,087 Unchanged (€ 385,087) Unchanged
Total debts	€ 543,849 Total debts 2022: € 543,849 First fiscal year in the series	€ 529,791 Total debts 2023: € 529,791 ▼ 3% vs 2022 (€ 543,849) Favourable step	€ 1,074,861 Total debts 2024: € 1,074,861 ▲ 103% vs 2023 (€ 529,791) Unfavourable step	€ 1,375,598 Total debts 2025: € 1,375,598 ▲ 28% vs 2024 (€ 1,074,861) Unfavourable step	▲ 28%
Cash	€ 515,261 Cash 2022: € 515,261 First fiscal year in the series	€ 490,322 Cash 2023: € 490,322 ▼ 5% vs 2022 (€ 515,261) Unfavourable step	€ 518,128 Cash 2024: € 518,128 ▲ 6% vs 2023 (€ 490,322) Favourable step	€ 308,464 Cash 2025: € 308,464 ▼ 40% vs 2024 (€ 518,128) Unfavourable step	▼ 40%
Land & buildings	€ 60,380 Land & buildings 2022: € 60,380 First fiscal year in the series	€ 53,152 Land & buildings 2023: € 53,152 ▼ 12% vs 2022 (€ 60,380) Unchanged	€ 663,836 Land & buildings 2024: € 663,836 ▲ € 610,684 vs 2023 (€ 53,152) Unchanged	€ 632,159 Land & buildings 2025: € 632,159 ▼ 5% vs 2024 (€ 663,836) Unchanged	▼ 5%
Retained profit	€ 300,906 Retained profit 2022: € 300,906 First fiscal year in the series	€ 300,472 Retained profit 2023: € 300,472 Unchanged (€ 300,906) Unfavourable step	€ 335,087 Retained profit 2024: € 335,087 ▲ 12% vs 2023 (€ 300,472) Favourable step	€ 335,087 Retained profit 2025: € 335,087 Unchanged (€ 335,087) Unchanged
Dividend	€ 200,000 Dividend 2022: € 200,000 First fiscal year in the series	€ 290,000 Dividend 2023: € 290,000 ▲ 45% vs 2022 (€ 200,000) Unchanged	€ 340,000 Dividend 2024: € 340,000 ▲ 17% vs 2023 (€ 290,000) Unchanged	€ 546,302 Dividend 2025: € 546,302 ▲ 61% vs 2024 (€ 340,000) Unchanged	▲ 61%
Bank debt	€ 159,384 Bank debt 2022: € 159,384 First fiscal year in the series	€ 113,496 Bank debt 2023: € 113,496 ▼ 29% vs 2022 (€ 159,384) Favourable step	€ 598,901 Bank debt 2024: € 598,901 ▲ € 485,406 vs 2023 (€ 113,496) Unfavourable step	€ 710,025 Bank debt 2025: € 710,025 ▲ 19% vs 2024 (€ 598,901) Unfavourable step	▲ 19%
Balance sheet total	€ 894,755 Balance sheet total 2022: € 894,755 First fiscal year in the series	€ 880,263 Balance sheet total 2023: € 880,263 ▼ 2% vs 2022 (€ 894,755) Unchanged	€ 1,459,948 Balance sheet total 2024: € 1,459,948 ▲ 66% vs 2023 (€ 880,263) Unchanged	€ 1,760,685 Balance sheet total 2025: € 1,760,685 ▲ 21% vs 2024 (€ 1,459,948) Unchanged	▲ 21%
Employees (FTE)	3.8 Employees (FTE) 2022: 3.8 First fiscal year in the series	4 Employees (FTE) 2023: 4 ▲ 0.2 vs 2022 (3.8) Unchanged	0 Employees (FTE) 2024: 0 ▼ 4 vs 2023 (4) Unchanged	4.1 Employees (FTE) 2025: 4.1 Unchanged (0) Unchanged

Key figures of VERVIERS-BILSTAIN FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERVIERS-BILSTAIN FINANCE?

What happened at VERVIERS-BILSTAIN FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 11, 2026 New annual accounts for financial year 2025: profit of € 546,302 (▲ 46% vs 2024). Source: NBB ↗
2021 JOASSART Finances SRL became a director. NBB
2021 JLK FINANCES SRL became a director. NBB
Jan 19, 2007 New establishment in Verviers. KBO
Jan 19, 2007 New establishment in Limbourg. KBO
Dec 29, 2006 Start of the company according to the CBE. KBO

In short

From € 218,828 profit in 2022 to € 546,302 profit in 2025.

Paid € 380,582 in corporate taxes since 2022.

Best year ever: 2025, with € 546,302 profit.

On average € 254,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

"JOASSART Finances" 37%

JLK FINANCES 37%

The stake of "JOASSART Finances", JLK FINANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

VERVIERS-BILSTAIN FINANCE

Behind VERVIERS-BILSTAIN FINANCE are JOASSART Finances SRL and JLK FINANCES SRL. The shares are held by "JOASSART Finances" (37%) and JLK FINANCES (37%).

Directors

According to the 2025 annual accounts

JOASSART Finances SRL

Director · represented by JOASSART Jean-Baptiste

since 2021

JLK FINANCES SRL

Director · represented by LEJEUNE Jean-Paul

since 2021

Shareholders

"JOASSART Finances"

37%

JLK FINANCES

37%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Au Pairon 35

4831 Limbourg

2.158.741.334

Rue de Franchimont 1

4802 Verviers

Active since 19 January 2007

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Bureau Collard

€ 164,574 gross margin · 2025

VBF GROUPE

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0886.015.519
VAT number: BE 0886.015.519
Registered office: Au Pairon 35, 4831 Limbourg
Names & denominations: VERVIERS-BILSTAIN FINANCE · VBF
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 29 December 2006
Peppol: Active · Active since 5 Dec 2025
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗