Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JLK FINANCES from Aubel, company number BE0765242205, closed financial year 2025 with a result of € 264,437 after tax. For that financial year JLK FINANCES recorded a gross margin of € 208,928 and equity of € 140,960. Compared with financial year 2024, the result moved from € 189,587 to € 264,437. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 13, 2026.
€ 140,960
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 264,437
▲ 39% vs 2024
Profit after tax over the fiscal year.
€ 13,404
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 288,433 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 274,338
▼ 16% vs 2024
€ 54,165 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,033
▼ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 56,403
▲ 137% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 68,783 | € 102,238 | € 133,320 | € 208,928 | ▲ 57% |
| Profit after taxes | € 124,960 | € 140,399 | € 189,587 | € 264,437 | ▲ 39% |
| Equity | € 164,956 | € 305,355 | € 164,956 | € 140,960 | ▼ 15% |
| Total debts | € 459,175 | € 401,400 | € 630,378 | € 598,409 | ▼ 5% |
| Cash | € 34,734 | € 96,742 | € 200,278 | € 13,404 | ▼ 93% |
| Retained profit | € 139,956 | € 280,355 | € 139,956 | € 115,960 | ▼ 17% |
| Dividend | € 9,000 | € 0 | € 329,986 | € 288,433 | ▼ 13% |
| Bank debt | € 419,425 | € 371,445 | € 324,762 | € 274,338 | ▼ 16% |
| Balance sheet total | € 624,131 | € 706,754 | € 795,334 | € 739,369 | ▼ 7% |
Key figures of JLK FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JLK FINANCES?
What happened at JLK FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 264,437 (▲ 39% vs 2024). Source: NBB ↗
- New establishment in Aubel. KBO
- Start of the company according to the CBE. KBO
In short
From € 124,960 profit in 2022 to € 264,437 profit in 2025.
Paid € 140,113 in corporate taxes since 2022.
Best year ever: 2025, with € 264,437 profit.
Paid out € 627,419 in dividends to the owners in total.
Management
Behind JLK FINANCES is Jean-Paul LEJEUNE. It owns 37% of Verviers Bilstain Finance and 12.4% of Vivassur itself.
Directors
According to the 2025 annual accounts
Jean-Paul LEJEUNE
Director
Establishments
Establishment units
Physical locations of this company
Rue Saint Hubert 39
4880 Aubel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0765.242.205
- VAT number
- BE 0765.242.205
- Registered office
- Rue Saint Hubert 39, 4880 Aubel
- Names & denominations
- JLK FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 2021
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
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