Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Finance Management from Hamont-Achel, company number BE0885898525, closed financial year 2025 with a result of € 11,489 after tax. For that financial year Finance Management recorded a gross margin of € 105,725 and equity of € 257,625. Compared with financial year 2024, the result moved from € 86,982 to € 11,489. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 257,625
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,489
▼ 87% vs 2024
Profit after tax over the fiscal year.
€ 44,640
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 248,625.
People and assets in 2025
0.1
Average over the fiscal year, from the social balance sheet.
€ 3,640
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,235
▲ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▲ 149% vs 2024
€ 90,000 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 7,768
▲ € 6,948 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 42,657
▼ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 188,696 | € 159,371 | € 155,923 | € 105,725 | ▼ 32% |
| Profit after taxes | € 139,408 | € 104,562 | € 86,982 | € 11,489 | ▼ 87% |
| Equity | € 81,592 | € 159,154 | € 246,136 | € 257,625 | ▲ 5% |
| Total debts | € 506,796 | € 452,194 | € 957,304 | € 1,310,571 | ▲ 37% |
| Cash | € 51,253 | € 46,436 | € 42,319 | € 44,640 | ▲ 5% |
| Land & buildings | € 533,065 | € 524,844 | € 509,491 | € 884,781 | ▲ 74% |
| Retained profit | € 74,592 | € 150,154 | € 237,136 | € 248,625 | ▲ 5% |
| Dividend | € 60,000 | € 27,000 | € 0 | € 0 | |
| Bank debt | € 413,567 | € 373,878 | € 489,095 | € 1,216,492 | ▲ 149% |
| Balance sheet total | € 588,388 | € 611,348 | € 1,203,440 | € 1,568,196 | ▲ 30% |
| Employees (FTE) | - | - | - | 0.1 |
Key figures of Finance Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Finance Management?
What happened at Finance Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,489 (▼ 87% vs 2024). Source: NBB ↗
- Sara Nijs stepped down as director. NBB
- Roy Slenders became a director. NBB
- Sara Nijs became a director. NBB
- New establishment in Hamont-Achel. KBO
- Start of the company according to the CBE. KBO
In short
From € 139,408 profit in 2022 to € 11,489 profit in 2025.
Paid € 85,544 in corporate taxes since 2022.
Best year ever: 2022, with € 139,408 profit.
Paid out € 87,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Finance Management is Roy Slenders. It owns 16% of KANTOOR VAN HEES itself.
Directors
According to the 2025 annual accounts
since 2020
Sara Nijs
Director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Leenderdijk 45
3930 Hamont-Achel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.898.525
- VAT number
- BE 0885.898.525
- Registered office
- Leenderdijk 45, 3930 Hamont-Achel
- Names & denominations
- Finance Management
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2006
- Peppol
- Not registered
- Activities · NACE
Activiteiten van hoofdkantoren
Activiteiten van holdings
Holdings