Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINAXES from Estaimpuis, company number BE0885868831, closed financial year 2025 with a result of € 20,019 after tax. For that financial year FINAXES recorded a gross margin of € 34,668 and equity of € -77,736. Compared with financial year 2024, the result moved from € 6,242 to € 20,019. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -77,736
▲ € 20,019 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,019
▲ 221% vs 2024
Profit after tax over the fiscal year.
€ 1,388
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -97,736.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 85,978
▼ 16% vs 2024
€ 16,312 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,626 | € 2,144 | € 21,059 | € 34,668 | ▲ 65% |
| Profit after taxes | € 34,665 | € -11,553 | € 6,242 | € 20,019 | ▲ 221% |
| Equity | € -92,445 | € -103,998 | € -97,755 | € -77,736 | ▲ € 20,019 |
| Total debts | € 141,006 | € 140,032 | € 121,911 | € 90,017 | ▼ 26% |
| Cash | € 1,394 | € 1,444 | € 1,414 | € 1,388 | ▼ 2% |
| Land & buildings | € 44,944 | € 33,469 | € 21,994 | € 10,519 | ▼ 52% |
| Retained profit | € -112,445 | € -123,998 | € -117,755 | € -97,736 | ▲ € 20,019 |
| Bank debt | € 134,116 | € 118,335 | € 102,291 | € 85,978 | ▼ 16% |
| Balance sheet total | € 48,561 | € 36,035 | € 24,155 | € 12,280 | ▼ 49% |
Key figures of FINAXES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINAXES?
What happened at FINAXES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,019 (▲ 221% vs 2024). filed late Source: NBB ↗
- New establishment in Mouscron. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,665 profit in 2022 to € 20,019 profit in 2025.
Best year ever: 2022, with € 34,665 profit.
Management
Behind FINAXES is PATRICK DELHOUZEE.
Directors
According to the 2025 annual accounts
PATRICK DELHOUZEE
Director
Establishments
Establishment units
Physical locations of this company
Rue de la Maison Blanche(EV) 15
7730 Estaimpuis
Ijzeren Bareelstraat(D) 28
7711 Mouscron
Active since 14 December 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.868.831
- VAT number
- BE 0885.868.831
- Registered office
- Rue de la Maison Blanche(EV) 15, 7730 Estaimpuis
- Names & denominations
- FINAXES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 2006
- Peppol
- Not registered