Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LUMIVAN from Izegem, company number BE0885837751, closed financial year 2025 with a result of € 3,986 after tax. For that financial year LUMIVAN recorded a gross margin of € 110,867 and equity of € 706,177. Compared with financial year 2024, the result moved from € -1,444 to € 3,986. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 706,177
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,986
▲ still € 1,444 loss in 2024
Profit after tax over the fiscal year.
€ 15,005
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 256,692.
People and assets in 2025
0.8
Average over the fiscal year, from the social balance sheet.
€ 50,524
▼ 12% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 340,808
▼ 63% vs 2024
Loans from banks and other lenders, long and short.
€ 1,974
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,380
▲ 50% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 191,720 | - | |
| Gross margin | € 114,931 | € 117,343 | - | € 110,867 | |
| Profit after taxes | € 24,388 | € 14,253 | € -1,444 | € 3,986 | ▲ € 5,430 |
| Equity | € 689,381 | € 703,635 | € 702,191 | € 706,177 | ▲ 1% |
| Total debts | € 1,180,355 | € 1,149,943 | € 1,140,906 | € 1,074,486 | ▼ 6% |
| Cash | € 78,074 | € 53,593 | € 52,133 | € 15,005 | ▼ 71% |
| Retained profit | € 239,896 | € 254,150 | € 252,706 | € 256,692 | ▲ 2% |
| Bank debt | € 991,258 | € 940,735 | € 916,595 | € 340,808 | ▼ 63% |
| Balance sheet total | € 1,869,737 | € 1,853,577 | € 1,843,097 | € 1,780,663 | ▼ 3% |
| Employees (FTE) | 0.5 | 0.8 | 0.8 | 0.8 |
Key figures of LUMIVAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to LUMIVAN?
What happened at LUMIVAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,986. Source: NBB ↗
- New establishment in Izegem. KBO
- Start of the company according to the CBE. KBO
- Joke Cools became a director. NBB
- Dominiek Vandenbussche became a director. NBB
In short
From € 24,388 profit in 2022 to € 3,986 profit in 2025.
Paid € 20,268 in corporate taxes since 2022.
Best year ever: 2022, with € 24,388 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LUMIVAN are Joke Cools and Dominiek Vandenbussche. It owns 99.1% of Garage Ma Campagne itself.
Directors
According to the 2025 annual accounts
since 2006
since 2006
Establishments
Establishment units
Physical locations of this company
Gentseheerweg 56
8870 Izegem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0885.837.751
- VAT number
- BE 0885.837.751
- Registered office
- Gentseheerweg 56, 8870 Izegem
- Names & denominations
- LUMIVAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2006
- Peppol
- Active · Active since 6 Oct 2025
- Contact
- macampagne.be
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings