What does BUREAU HYPOTHECAIRE EUROPEEN do?

BUREAU HYPOTHECAIRE EUROPEEN is a credit provider in Walcourt. Private Limited, started on 15 December 2006, 2 establishments.

What is the address of BUREAU HYPOTHECAIRE EUROPEEN?

The registered office of BUREAU HYPOTHECAIRE EUROPEEN is located at Rue de Tarcienne(Som) 5B, 5651 Walcourt.

Is BUREAU HYPOTHECAIRE EUROPEEN still active?

Yes. According to the CBE (17 September 2026) BUREAU HYPOTHECAIRE EUROPEEN is active, legal situation “Normale toestand”, started on 15 December 2006.

Is BUREAU HYPOTHECAIRE EUROPEEN registered on Peppol?

No, BUREAU HYPOTHECAIRE EUROPEEN is currently not registered on the Peppol network.

What is the enterprise number of BUREAU HYPOTHECAIRE EUROPEEN?

The enterprise number of BUREAU HYPOTHECAIRE EUROPEEN is BE0885700367.

When was BUREAU HYPOTHECAIRE EUROPEEN founded?

BUREAU HYPOTHECAIRE EUROPEEN was founded on 15 December 2006.

Who are the directors of BUREAU HYPOTHECAIRE EUROPEEN?

According to the 2025 annual accounts, the directors of BUREAU HYPOTHECAIRE EUROPEEN are: HUGUES VANDENBOSCH, JULIE VANDENBOSCH.

Is BUREAU HYPOTHECAIRE EUROPEEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 December 2006; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did BUREAU HYPOTHECAIRE EUROPEEN make in 2025?

BUREAU HYPOTHECAIRE EUROPEEN posted a profit after taxes of € 47,999 in financial year 2025.

What is the revenue of BUREAU HYPOTHECAIRE EUROPEEN?

As a small company, BUREAU HYPOTHECAIRE EUROPEEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 225,209.

How much does an employee at BUREAU HYPOTHECAIRE EUROPEEN earn?

The average wage cost per full-time employee at BUREAU HYPOTHECAIRE EUROPEEN was € 67,400 in 2025: staff costs of € 121,334 for 1.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does BUREAU HYPOTHECAIRE EUROPEEN have?

According to the 2025 annual accounts, BUREAU HYPOTHECAIRE EUROPEEN has 1.8 full-time equivalents (FTE).

BUREAU HYPOTHECAIRE EUROPEEN (Private Limited) - Walcourt

Dossier BUREAU HYPOTHECAIRE EUROPEEN, printed on 17 September 2026 from databakkes.be/en/0885700367/bureau-hypothecaire-europeen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

BUREAU HYPOTHECAIRE EUROPEEN from Walcourt, company number BE0885700367, closed financial year 2025 with a result of € 47,999 after tax. For that financial year BUREAU HYPOTHECAIRE EUROPEEN recorded a gross margin of € 225,209 and equity of € 275,032. Compared with financial year 2024, the result moved from € -43,223 to € 47,999. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Healthy

€ 275,032

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 47,999

▲ still € 43,223 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 11,623

▼ 39% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 55,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

1.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 121,334

▲ 24% vs 2024

€ 67,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 48,272

▼ 21% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 129,286

▼ 11% vs 2024

€ 22,371 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 12,249

▲ 2% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 66,941

▲ 58% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 350,767 Gross margin 2022: € 350,767 First fiscal year in the series	€ 997,744 Gross margin 2023: € 997,744 ▲ 184% vs 2022 (€ 350,767) Favourable step	€ 123,144 Gross margin 2024: € 123,144 ▼ 88% vs 2023 (€ 997,744) Unfavourable step	€ 225,209 Gross margin 2025: € 225,209 ▲ 83% vs 2024 (€ 123,144) Favourable step	▲ 83%
Profit after taxes	€ 148,131 Profit after taxes 2022: € 148,131 First fiscal year in the series	€ 617,752 Profit after taxes 2023: € 617,752 ▲ € 469,621 vs 2022 (€ 148,131) Favourable step	€ -43,223 Profit after taxes 2024: € -43,223 ▼ € 660,975 vs 2023 (€ 617,752) Unfavourable step	€ 47,999 Profit after taxes 2025: € 47,999 ▲ € 91,221 vs 2024 (€ -43,223) Favourable step	▲ € 91,221
Equity	€ 66,504 Equity 2022: € 66,504 First fiscal year in the series	€ 349,256 Equity 2023: € 349,256 ▲ € 282,752 vs 2022 (€ 66,504) Favourable step	€ 282,033 Equity 2024: € 282,033 ▼ 19% vs 2023 (€ 349,256) Unfavourable step	€ 275,032 Equity 2025: € 275,032 ▼ 2% vs 2024 (€ 282,033) Unfavourable step	▼ 2%
Total debts	€ 455,521 Total debts 2022: € 455,521 First fiscal year in the series	€ 545,124 Total debts 2023: € 545,124 ▲ 20% vs 2022 (€ 455,521) Unfavourable step	€ 315,839 Total debts 2024: € 315,839 ▼ 42% vs 2023 (€ 545,124) Favourable step	€ 364,420 Total debts 2025: € 364,420 ▲ 15% vs 2024 (€ 315,839) Unfavourable step	▲ 15%
Cash	€ 249,858 Cash 2022: € 249,858 First fiscal year in the series	€ 95,590 Cash 2023: € 95,590 ▼ 62% vs 2022 (€ 249,858) Unfavourable step	€ 19,157 Cash 2024: € 19,157 ▼ 80% vs 2023 (€ 95,590) Unfavourable step	€ 11,623 Cash 2025: € 11,623 ▼ 39% vs 2024 (€ 19,157) Unfavourable step	▼ 39%
Retained profit	€ 60,304 Retained profit 2022: € 60,304 First fiscal year in the series	€ 343,056 Retained profit 2023: € 343,056 ▲ € 282,752 vs 2022 (€ 60,304) Favourable step	€ 275,833 Retained profit 2024: € 275,833 ▼ 20% vs 2023 (€ 343,056) Unfavourable step	€ 268,832 Retained profit 2025: € 268,832 ▼ 3% vs 2024 (€ 275,833) Unfavourable step	▼ 3%
Dividend	€ 150,000 Dividend 2022: € 150,000 First fiscal year in the series	€ 335,000 Dividend 2023: € 335,000 ▲ 123% vs 2022 (€ 150,000) Unchanged	€ 24,000 Dividend 2024: € 24,000 ▼ 93% vs 2023 (€ 335,000) Unchanged	€ 55,000 Dividend 2025: € 55,000 ▲ 129% vs 2024 (€ 24,000) Unchanged	▲ 129%
Bank debt	€ 56,845 Bank debt 2022: € 56,845 First fiscal year in the series	€ 85,343 Bank debt 2023: € 85,343 ▲ 50% vs 2022 (€ 56,845) Unfavourable step	€ 145,058 Bank debt 2024: € 145,058 ▲ 70% vs 2023 (€ 85,343) Unfavourable step	€ 129,286 Bank debt 2025: € 129,286 ▼ 11% vs 2024 (€ 145,058) Favourable step	▼ 11%
Balance sheet total	€ 522,024 Balance sheet total 2022: € 522,024 First fiscal year in the series	€ 894,380 Balance sheet total 2023: € 894,380 ▲ 71% vs 2022 (€ 522,024) Unchanged	€ 597,872 Balance sheet total 2024: € 597,872 ▼ 33% vs 2023 (€ 894,380) Unchanged	€ 639,452 Balance sheet total 2025: € 639,452 ▲ 7% vs 2024 (€ 597,872) Unchanged	▲ 7%
Employees (FTE)	1.9 Employees (FTE) 2022: 1.9 First fiscal year in the series	1.8 Employees (FTE) 2023: 1.8 ▼ 0.1 vs 2022 (1.9) Unchanged	1.8 Employees (FTE) 2024: 1.8 Unchanged (1.8) Unchanged	1.8 Employees (FTE) 2025: 1.8 Unchanged (1.8) Unchanged

Key figures of BUREAU HYPOTHECAIRE EUROPEEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BUREAU HYPOTHECAIRE EUROPEEN?

What happened at BUREAU HYPOTHECAIRE EUROPEEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 15, 2026 New annual accounts for financial year 2025: profit of € 47,999. Source: NBB ↗
Jan 1, 2017 New establishment in La Louvière. KBO
2015 JULIE VANDENBOSCH became a director. NBB
Dec 15, 2006 New establishment in Walcourt. KBO
Dec 15, 2006 Start of the company according to the CBE. KBO

In short

From € 148,131 profit in 2022 to € 47,999 profit in 2025.

Paid € 273,404 in corporate taxes since 2022.

Best year ever: 2023, with € 617,752 profit.

On average € 125,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at BUREAU HYPOTHECAIRE EUROPEEN? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

JV HOLDING 100%

The stake of JV HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

BUREAU HYPOTHECAIRE EUROPEEN

Behind BUREAU HYPOTHECAIRE EUROPEEN are HUGUES VANDENBOSCH and JULIE VANDENBOSCH. The shares are held by JV HOLDING (100%).

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Directors

According to the 2025 annual accounts

HUGUES VANDENBOSCH

Director

Also active at: EUROSOL, JV HOLDING, BHE Groupe

JULIE VANDENBOSCH

Director

Also active at: JV HOLDING, BHE Groupe

since 2015

Shareholders

JV HOLDING

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Tarcienne(Som) 5B

5651 Walcourt

2.264.433.623

Rue Parmentier(L.L) 1

7100 La Louvière

Active since 1 January 2017

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

BHE - UNITE TVA

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0885.700.367

VAT number

BE 0885.700.367

Registered office

Rue de Tarcienne(Som) 5B, 5651 Walcourt

Names & denominations

BUREAU HYPOTHECAIRE EUROPEEN · BHE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 December 2006

Peppol

Not registered

Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗