Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
COSTERMANS from Berlaar, company number BE0885687006, closed financial year 2025 with a result of € -78,537 after tax. For that financial year COSTERMANS recorded a gross margin of € 263,159 and equity of € 327,381. Compared with financial year 2024, the result moved from € -73,051 to € -78,537. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 327,381
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -78,537
▼ 8 % more loss than in 2024
Profit after tax over the fiscal year.
€ 78,391
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -107,241.
People and assets in 2025
7.8
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 254,877
€ 32,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 255,000
▼ 15% vs 2024
€ 25,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 156,672
▲ 230% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 44,826
▲ 30% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 260,686 | € 443,323 | € 271,865 | € 263,159 | ▼ 3% |
| Profit after taxes | € 14,240 | € 139,643 | € -73,051 | € -78,537 | ▼ € 5,486 |
| Equity | € 339,326 | € 478,969 | € 405,918 | € 327,381 | ▼ 19% |
| Total debts | € 927,959 | € 770,385 | € 555,100 | € 477,282 | ▼ 14% |
| Cash | € 85,704 | € 244,188 | € 88,041 | € 78,391 | ▼ 11% |
| Land & buildings | € 393,574 | € 393,000 | € 393,000 | € 393,000 | |
| Retained profit | € -95,296 | € 44,347 | € -28,704 | € -107,241 | ▼ € 78,537 |
| Bank debt | € 576,467 | € 450,000 | € 300,000 | € 255,000 | ▼ 15% |
| Balance sheet total | € 1,267,285 | € 1,249,354 | € 961,019 | € 804,663 | ▼ 16% |
| Employees (FTE) | 6.7 | 7.8 | 8.4 | 7.8 | ▼ 0.6 |
Key figures of COSTERMANS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COSTERMANS?
What happened at COSTERMANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 78,537. Source: NBB ↗
- B.D.W. Holding BV became a director. NBB
- Karen Costermans stepped down as director. NBB
- Kristof Costermans stepped down as director. NBB
- Karen Costermans became a director. NBB
- Kristof Costermans became a director. NBB
- New establishment in Berlaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,240 profit in 2022 to € 78,537 loss in 2025.
Paid € 1,080 in corporate taxes since 2022.
Best year ever: 2023, with € 139,643 profit.
On average € 33,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COSTERMANS is B.D.W. Holding BV. B.D.W. Holding BV is also behind VETSAERTS, BELTOMEX, ROVANA, ORCA and HERVAIN.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Brandestraat 45
2590 Berlaar
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0885.687.006
- VAT number
- BE 0885.687.006
- Registered office
- Brandestraat 45, 2590 Berlaar
- Names & denominations
- COSTERMANS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 2006
- Peppol
- Active · Active since 21 May 2026
- Activities · NACE
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