Active · per the CBE, 16 September 2026

Q & S

BE0885372547

Rechtspersoon Private limited company 1 establishment

Q & S is an insurance broker in Kortrijk. Private Limited, started on 1 December 2006, 1 establishment.

Engelse Wandeling(Kor) 2 box K14G, 8500 Kortrijk

Behind the company: Philip Quaegebeur, Anja Lahey.

Active for

19 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Busy address KBO

    63 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Q & S from Kortrijk, company number BE0885372547, closed financial year 2025 with a result of € 287,182 after tax. For that financial year Q & S recorded a gross margin of € 556,475 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 175,956 to € 287,182. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Growing

€ 1.2 million

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 287,182

▲ 63% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 95,741

▲ € 82,515 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 191,297 paid out

67 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 50,563

▼ 30% vs 2024

Of which on lease € 45,212.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 6,556

▼ 49% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 36,403

▲ € 35,726 vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 68,695 € 167,994 € 293,999 € 556,475 ▲ 89%
Profit after taxes € 100,709 € 286 € 175,956 € 287,182 ▲ 63%
Equity € 894,444 € 894,730 € 1,069,021 € 1,164,906 ▲ 9%
Total debts € 108,509 € 5,868 € 121,348 € 85,907 ▼ 29%
Cash € 44,105 € 165,557 € 13,226 € 95,741 ▲ € 82,515
Land & buildings € 2,226 € 1,855 € 1,484 € 1,113 ▼ 25%
Retained profit € 554,968 € 555,254 € 729,545 € 825,430 ▲ 13%
Dividend € 0 € 0 € 1,666 € 191,297 ▲ € 189,631
Bank debt € 0 € 0 € 100,000 € 0 ▼ 100%
Balance sheet total € 1,002,953 € 900,599 € 1,190,368 € 1,250,812 ▲ 5%

Key figures of Q & S, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Q & S?

What happened at Q & S in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 287,182 (▲ 63% vs 2024). Source: NBB ↗
  • Anja Lahey became a director. NBB
  • New establishment in Kortrijk. KBO
  • Philip Quaegebeur became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 100,709 profit in 2022 to € 287,182 profit in 2025.

Paid € 366,565 in corporate taxes since 2022.

Best year ever: 2025, with € 287,182 profit.

Paid out € 192,963 in dividends to the owners in total.

Management

Philip Quaegebeur Anja Lahey
Q & S

Behind Q & S are Philip Quaegebeur and Anja Lahey.

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Directors

According to the 2025 annual accounts

Philip Quaegebeur

Director

since 2006

Anja Lahey

Director

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Engelse Wandeling(Kor) 2 box K14G

8500 Kortrijk

2.158.284.642

Engelse Wandeling(Kor) 2 box 14 G

8500 Kortrijk

Active since 1 December 2006

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0885.372.547
VAT number
BE 0885.372.547
Registered office
Engelse Wandeling(Kor) 2 bus K14G, 8500 Kortrijk
Names & denominations
Q & S
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
1 December 2006
Peppol
Active · Active since 30 Aug 2023
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Overige zakelijke dienstverlening, neg

Frequently asked questions

What does Q & S do?
Q & S is an insurance broker in Kortrijk. Private Limited, started on 1 December 2006, 1 establishment.
What is the address of Q & S?
The registered office of Q & S is located at Engelse Wandeling(Kor) 2 box K14G, 8500 Kortrijk.
Is Q & S still active?
Yes. According to the CBE (16 September 2026) Q & S is active, legal situation “Normale toestand”, started on 1 December 2006.
Is Q & S registered on Peppol?
Yes, Q & S is registered on the Peppol network with ID 0208:0885372547.
What is the enterprise number of Q & S?
The enterprise number of Q & S is BE0885372547.
When was Q & S founded?
Q & S was founded on 1 December 2006.