Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 10.4 to 7.6.
Financials
Financial year 2025
CARFREDANIE DISTRIBUTION from Chiny, company number BE0884434221, closed financial year 2025 with a result of € -108,302 after tax. For that financial year CARFREDANIE DISTRIBUTION recorded a gross margin of € 107,518 and equity of € -331,943. Compared with financial year 2024, the result moved from € -75,482 to € -108,302. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2026.
€ -331,943
▼ € 108,302 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -108,302
▼ 43 % more loss than in 2024
Profit after tax over the fiscal year.
€ 29,734
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -481,943.
People and assets in 2025
7.6
▼ 2.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 176,922
▼ 49% vs 2024
€ 23,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,500
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 101,258
▼ 13% vs 2024
Loans from banks and other lenders, long and short.
€ 242,106
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,547
▼ 68% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 370,910 | € 234,525 | € 313,243 | € 107,518 | ▼ 66% |
| Profit after taxes | € 5,602 | € -173,943 | € -75,482 | € -108,302 | ▼ € 32,820 |
| Equity | € 25,784 | € -148,159 | € -223,641 | € -331,943 | ▼ € 108,302 |
| Total debts | € 503,750 | € 686,077 | € 923,663 | € 591,653 | ▼ 36% |
| Cash | € 47,677 | € 82,323 | € 65,343 | € 29,734 | ▼ 54% |
| Retained profit | € -124,216 | € -298,159 | € -373,641 | € -481,943 | ▼ € 108,302 |
| Bank debt | € 46,856 | € 131,508 | € 116,605 | € 101,258 | ▼ 13% |
| Balance sheet total | € 529,533 | € 537,918 | € 700,022 | € 259,710 | ▼ 63% |
| Employees (FTE) | 10.4 | 10.4 | 9.9 | 7.6 | ▼ 2.3 |
Key figures of CARFREDANIE DISTRIBUTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARFREDANIE DISTRIBUTION?
What happened at CARFREDANIE DISTRIBUTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Frédéric PONSAR stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 108,302. filed late Source: NBB ↗
- Frédéric PONSAR became a director. NBB
- New establishment in Chiny. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,602 profit in 2022 to € 108,302 loss in 2025.
Paid € 536 in corporate taxes since 2022.
Best year ever: 2022, with € 5,602 profit.
On average € 14,100 of value added per employee in 2025.
Management
The stake of L'Atelier Ponsar comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARFREDANIE DISTRIBUTIONThe shares are held by L'Atelier Ponsar (52%).
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Shareholders
52%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Virton,Jamoigne 6
6810 Chiny
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0884.434.221
- VAT number
- BE 0884.434.221
- Registered office
- Rue de Virton,Jamoigne 6, 6810 Chiny
- Names & denominations
- CARFREDANIE DISTRIBUTION
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 October 2006
- Peppol
- Active · Active since 23 Jul 2025
- Activities · NACE
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Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
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