Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
D. & S. BUILDING from Zedelgem, company number BE0884298619, closed financial year 2025 with a result of € -134,492 after tax. For that financial year D. & S. BUILDING recorded a gross margin of € -126,604 and equity of € -631,167. Compared with financial year 2024, the result moved from € -91,868 to € -134,492. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ -631,167
▼ € 134,492 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -134,492
▼ 46 % more loss than in 2024
Profit after tax over the fiscal year.
€ 587,992
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -637,367.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1.9 million
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 145,606
▲ 152% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -108,193 | € 1,479 | € -18,165 | € -126,604 | ▼ € 108,439 |
| Profit after taxes | € -184,132 | € -93,025 | € -91,868 | € -134,492 | ▼ € 42,624 |
| Equity | € -311,783 | € -404,807 | € -496,675 | € -631,167 | ▼ € 134,492 |
| Total debts | € 5,894,588 | € 9,302,369 | € 10,400,385 | € 10,672,380 | ▲ 3% |
| Cash | € 26,673 | € 496,854 | € 661,859 | € 587,992 | ▼ 11% |
| Retained profit | € -317,983 | € -411,007 | € -502,875 | € -637,367 | ▼ € 134,492 |
| Bank debt | € 0 | € 565,000 | € 0 | € 0 | |
| Balance sheet total | € 5,582,806 | € 8,897,562 | € 9,903,710 | € 10,041,213 | ▲ 1% |
Key figures of D. & S. BUILDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.
What happened to D. & S. BUILDING?
What happened at D. & S. BUILDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 134,492. Source: NBB ↗
- Carine Baert became a director. NBB
- New establishment in Zedelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 184,132 loss in 2022 to € 134,492 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SEB, BAS, TIEN en Co comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
D. & S. BUILDINGBehind D. & S. BUILDING are BILLY BV and Carine Baert. The shares are held by SEB, BAS, TIEN en Co (99%).
Directors
According to the 2025 annual accounts
Director · represented by Stefaan Vandaele
Also active at: SELECT CITY BUILDING, SEB BUILDING, BUILDING ASSOCIATION, TIEN BUILDING, SEB, BAS, TIEN en Co, North Sea Dream, DOMUCARE
Carine Baert
Director
since 2019
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Heidelbergstraat 26a
8210 Zedelgem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0884.298.619
- VAT number
- BE 0884.298.619
- Registered office
- Heidelbergstraat 26a, 8210 Zedelgem
- Names & denominations
- D. & S. BUILDING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 October 2006
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen