Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 3.2 to 2.1.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BRAET & CO from Jodoigne, company number BE0884071955, closed financial year 2025 with a result of € 83,294 after tax. For that financial year BRAET & CO recorded a gross margin of € 458,627 and equity of € 747,044. Compared with financial year 2024, the result moved from € 55,111 to € 83,294. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 747,044
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 83,294
▲ 51% vs 2024
Profit after tax over the fiscal year.
€ 3,077
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 622,044.
People and assets in 2025
2.1
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 137,592
▲ 25% vs 2024
€ 65,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,565
▲ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 686,631
▼ 28% vs 2024
€ 153,501 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 6,802
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 48,292
▼ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 496,752 | € 448,687 | € 388,101 | € 458,627 | ▲ 18% |
| Profit after taxes | € 87,811 | € 55,705 | € 55,111 | € 83,294 | ▲ 51% |
| Equity | € 552,934 | € 608,639 | € 663,750 | € 747,044 | ▲ 13% |
| Total debts | € 1,377,823 | € 1,153,468 | € 1,203,638 | € 974,727 | ▼ 19% |
| Cash | € 17,128 | € 59,813 | € 43,012 | € 3,077 | ▼ 93% |
| Land & buildings | € 329,431 | € 309,409 | € 521,541 | € 496,130 | ▼ 5% |
| Retained profit | € 427,934 | € 483,639 | € 538,750 | € 622,044 | ▲ 15% |
| Bank debt | € 1,240,405 | € 1,021,265 | € 954,586 | € 686,631 | ▼ 28% |
| Balance sheet total | € 1,977,870 | € 1,804,295 | € 1,904,651 | € 1,754,110 | ▼ 8% |
| Employees (FTE) | 3.9 | 3.2 | 2.2 | 2.1 | ▼ 0.1 |
Key figures of BRAET & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRAET & CO?
What happened at BRAET & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 83,294 (▲ 51% vs 2024). Source: NBB ↗
- New establishment in Jodoigne. KBO
- Michel BRAET became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 87,811 profit in 2022 to € 83,294 profit in 2025.
Paid € 193,739 in corporate taxes since 2022.
Best year ever: 2022, with € 87,811 profit.
On average € 218,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Michel BRAET
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Avenue des Commandants Borlée(Jod.) 2
1370 Jodoigne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0884.071.955
- VAT number
- BE 0884.071.955
- Registered office
- Avenue des Commandants Borlée(Jod.) 2, 1370 Jodoigne
- Names & denominations
- BRAET & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 October 2006
- Peppol
- Not registered
- Contact
- assurancesdubrabant.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars