What is the address of SEMA FINANCES?

The registered office of SEMA FINANCES is located at Chemin de Velaine 63 box A, 5190 Jemeppe-sur-Sambre.

Is SEMA FINANCES still active?

Yes. According to the CBE (31 October 2026) SEMA FINANCES is active, legal situation “Normale toestand”, started on 14 September 2006.

Is SEMA FINANCES registered on Peppol?

No, SEMA FINANCES is currently not registered on the Peppol network.

What is the enterprise number of SEMA FINANCES?

The enterprise number of SEMA FINANCES is BE0883787784.

When was SEMA FINANCES founded?

SEMA FINANCES was founded on 14 September 2006.

Who are the directors of SEMA FINANCES?

According to the 2025 annual accounts, the directors of SEMA FINANCES are: Sébastien DUTERME.

Is SEMA FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 September 2006; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did SEMA FINANCES make in 2025?

SEMA FINANCES posted a profit after taxes of € 86,054 in financial year 2025.

What is the revenue of SEMA FINANCES?

As a small company, SEMA FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 6,525.

SEMA FINANCES (Private Limited) - Jemeppe-sur-Sambre

Dossier SEMA FINANCES, printed on 1 November 2026 from databakkes.be/en/0883787784/sema-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

SEMA FINANCES from Jemeppe-sur-Sambre, company number BE0883787784, closed financial year 2025 with a result of € 86,054 after tax. For that financial year SEMA FINANCES recorded a gross margin of € 6,525 and equity of € 385,392. Compared with financial year 2024, the result moved from € 89,129 to € 86,054. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 21, 2026.

What it is worth Healthy

€ 385,392

▼ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 86,054

▼ 3% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 62

▼ 97% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 180,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Taxes

€ 2,268

▼ 32% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 11,924 Gross margin 2022: € 11,924 First fiscal year in the series	€ 10,286 Gross margin 2023: € 10,286 ▼ 14% vs 2022 (€ 11,924) Unfavourable step	€ 11,530 Gross margin 2024: € 11,530 ▲ 12% vs 2023 (€ 10,286) Favourable step	€ 6,525 Gross margin 2025: € 6,525 ▼ 43% vs 2024 (€ 11,530) Unfavourable step	▼ 43%
Profit after taxes	€ 88,052 Profit after taxes 2022: € 88,052 First fiscal year in the series	€ 87,539 Profit after taxes 2023: € 87,539 ▼ 1% vs 2022 (€ 88,052) Unfavourable step	€ 89,129 Profit after taxes 2024: € 89,129 ▲ 2% vs 2023 (€ 87,539) Favourable step	€ 86,054 Profit after taxes 2025: € 86,054 ▼ 3% vs 2024 (€ 89,129) Unfavourable step	▼ 3%
Equity	€ 302,669 Equity 2022: € 302,669 First fiscal year in the series	€ 390,209 Equity 2023: € 390,209 ▲ 29% vs 2022 (€ 302,669) Favourable step	€ 479,338 Equity 2024: € 479,338 ▲ 23% vs 2023 (€ 390,209) Favourable step	€ 385,392 Equity 2025: € 385,392 ▼ 20% vs 2024 (€ 479,338) Unfavourable step	▼ 20%
Total debts	€ 386,331 Total debts 2022: € 386,331 First fiscal year in the series	€ 298,913 Total debts 2023: € 298,913 ▼ 23% vs 2022 (€ 386,331) Favourable step	€ 212,079 Total debts 2024: € 212,079 ▼ 29% vs 2023 (€ 298,913) Favourable step	€ 305,624 Total debts 2025: € 305,624 ▲ 44% vs 2024 (€ 212,079) Unfavourable step	▲ 44%
Cash	€ 2,715 Cash 2022: € 2,715 First fiscal year in the series	€ 1,189 Cash 2023: € 1,189 ▼ 56% vs 2022 (€ 2,715) Unfavourable step	€ 2,166 Cash 2024: € 2,166 ▲ 82% vs 2023 (€ 1,189) Favourable step	€ 62 Cash 2025: € 62 ▼ 97% vs 2024 (€ 2,166) Unfavourable step	▼ 97%
Retained profit	€ 296,469 Retained profit 2022: € 296,469 First fiscal year in the series	€ 384,009 Retained profit 2023: € 384,009 ▲ 30% vs 2022 (€ 296,469) Favourable step	€ 473,138 Retained profit 2024: € 473,138 ▲ 23% vs 2023 (€ 384,009) Favourable step	€ 379,192 Retained profit 2025: € 379,192 ▼ 20% vs 2024 (€ 473,138) Unfavourable step	▼ 20%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 180,000 Dividend 2025: € 180,000 Unchanged (€ 0) Unchanged
Bank debt	€ 80,295 Bank debt 2022: € 80,295 First fiscal year in the series	€ 50,282 Bank debt 2023: € 50,282 ▼ 37% vs 2022 (€ 80,295) Favourable step	€ 18,869 Bank debt 2024: € 18,869 ▼ 62% vs 2023 (€ 50,282) Favourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 18,869) Favourable step	▼ 100%
Balance sheet total	€ 695,001 Balance sheet total 2022: € 695,001 First fiscal year in the series	€ 695,121 Balance sheet total 2023: € 695,121 Unchanged (€ 695,001) Unchanged	€ 697,416 Balance sheet total 2024: € 697,416 Unchanged (€ 695,121) Unchanged	€ 697,016 Balance sheet total 2025: € 697,016 Unchanged (€ 697,416) Unchanged

Key figures of SEMA FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to SEMA FINANCES?

What happened at SEMA FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 21, 2026 New annual accounts for financial year 2025: profit of € 86,054 (▼ 3% vs 2024). Source: NBB ↗
Oct 10, 2006 New establishment in Jemeppe-sur-Sambre. KBO
Sep 14, 2006 Start of the company according to the CBE. KBO

In short

From € 88,052 profit in 2022 to € 86,054 profit in 2025.

Paid € 11,266 in corporate taxes since 2022.

Best year ever: 2024, with € 89,129 profit.

Paid out € 180,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Sébastien DUTERME

SEMA FINANCES

GF FINANCES 100%

Behind SEMA FINANCES is Sébastien DUTERME. It owns 100% of GF FINANCES itself.

Directors

According to the 2025 annual accounts

Sébastien DUTERME

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Chemin de Velaine 63 box A

5190 Jemeppe-sur-Sambre

2.156.593.476

Chemin de Velaine 63A

5190 Jemeppe-sur-Sambre

Active since 10 October 2006

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0883.787.784
VAT number: BE 0883.787.784
Registered office: Chemin de Velaine 63 bus A, 5190 Jemeppe-sur-Sambre
Names & denominations: SEMA FINANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 14 September 2006
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗