What does HENS'Cetera do?

HENS'Cetera is an insurance broker in Profondeville. Private Limited, started on 26 June 2006, 1 establishment.

What is the address of HENS'Cetera?

The registered office of HENS'Cetera is located at Rue Pepin(LU) 5A, 5170 Profondeville.

Is HENS'Cetera still active?

Yes. According to the CBE (31 October 2026) HENS'Cetera is active, legal situation “Normale toestand”, started on 26 June 2006.

Is HENS'Cetera registered on Peppol?

Yes, HENS'Cetera is registered on the Peppol network with ID 0208:0882074844.

What is the enterprise number of HENS'Cetera?

The enterprise number of HENS'Cetera is BE0882074844.

When was HENS'Cetera founded?

HENS'Cetera was founded on 26 June 2006.

Who are the directors of HENS'Cetera?

According to the 2025 annual accounts, the directors of HENS'Cetera are: SO SAFE SRL, Sophie Hens.

Is HENS'Cetera a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 June 2006; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did HENS'Cetera make in 2025?

HENS'Cetera posted a profit after taxes of € 172,200 in financial year 2025.

What is the revenue of HENS'Cetera?

As a small company, HENS'Cetera is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 470,762.

Does HENS'Cetera have a website?

Yes, HENS'Cetera has a website at hens-cetera.be.

HENS'Cetera (Private Limited) - Profondeville

Dossier HENS'Cetera, printed on 31 October 2026 from databakkes.be/en/0882074844/hens-cetera. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

HENS'Cetera from Profondeville, company number BE0882074844, closed financial year 2025 with a result of € 172,200 after tax. For that financial year HENS'Cetera recorded a gross margin of € 470,762 and equity of € 421,978. Compared with financial year 2024, the result moved from € 145,431 to € 172,200. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.

What it is worth Growing

€ 421,978

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 172,200

▲ 18% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 28,480

▲ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 160,000 paid out

93 % of the profit went to the shareholders, mostly to SO SAFE (80 % of the shares). That is where the money ends up.

People and assets in 2025

Wage cost

€ 190,821

▼ 4% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 18,277

▼ 30% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 155,028

▼ 17% vs 2024

€ 24,756 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 10,807

▼ 38% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 53,255

▲ 34% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 317,844 Gross margin 2022: € 317,844 First fiscal year in the series	€ 418,179 Gross margin 2023: € 418,179 ▲ 32% vs 2022 (€ 317,844) Favourable step	€ 440,873 Gross margin 2024: € 440,873 ▲ 5% vs 2023 (€ 418,179) Favourable step	€ 470,762 Gross margin 2025: € 470,762 ▲ 7% vs 2024 (€ 440,873) Favourable step	▲ 7%
Profit after taxes	€ 80,149 Profit after taxes 2022: € 80,149 First fiscal year in the series	€ 132,595 Profit after taxes 2023: € 132,595 ▲ 65% vs 2022 (€ 80,149) Favourable step	€ 145,431 Profit after taxes 2024: € 145,431 ▲ 10% vs 2023 (€ 132,595) Favourable step	€ 172,200 Profit after taxes 2025: € 172,200 ▲ 18% vs 2024 (€ 145,431) Favourable step	▲ 18%
Equity	€ 336,752 Equity 2022: € 336,752 First fiscal year in the series	€ 384,347 Equity 2023: € 384,347 ▲ 14% vs 2022 (€ 336,752) Favourable step	€ 409,778 Equity 2024: € 409,778 ▲ 7% vs 2023 (€ 384,347) Favourable step	€ 421,978 Equity 2025: € 421,978 ▲ 3% vs 2024 (€ 409,778) Favourable step	▲ 3%
Total debts	€ 297,804 Total debts 2022: € 297,804 First fiscal year in the series	€ 389,657 Total debts 2023: € 389,657 ▲ 31% vs 2022 (€ 297,804) Unfavourable step	€ 431,503 Total debts 2024: € 431,503 ▲ 11% vs 2023 (€ 389,657) Unfavourable step	€ 441,963 Total debts 2025: € 441,963 ▲ 2% vs 2024 (€ 431,503) Unfavourable step	▲ 2%
Cash	€ 33,994 Cash 2022: € 33,994 First fiscal year in the series	€ 30,477 Cash 2023: € 30,477 ▼ 10% vs 2022 (€ 33,994) Unfavourable step	€ 14,318 Cash 2024: € 14,318 ▼ 53% vs 2023 (€ 30,477) Unfavourable step	€ 28,480 Cash 2025: € 28,480 ▲ 99% vs 2024 (€ 14,318) Favourable step	▲ 99%
Land & buildings	€ 105,940 Land & buildings 2022: € 105,940 First fiscal year in the series	€ 99,771 Land & buildings 2023: € 99,771 ▼ 6% vs 2022 (€ 105,940) Unchanged	€ 93,603 Land & buildings 2024: € 93,603 ▼ 6% vs 2023 (€ 99,771) Unchanged	€ 87,434 Land & buildings 2025: € 87,434 ▼ 7% vs 2024 (€ 93,603) Unchanged	▼ 7%
Retained profit	€ 318,152 Retained profit 2022: € 318,152 First fiscal year in the series	€ 365,747 Retained profit 2023: € 365,747 ▲ 15% vs 2022 (€ 318,152) Favourable step	€ 391,178 Retained profit 2024: € 391,178 ▲ 7% vs 2023 (€ 365,747) Favourable step	€ 403,378 Retained profit 2025: € 403,378 ▲ 3% vs 2024 (€ 391,178) Favourable step	▲ 3%
Dividend	€ 80,000 Dividend 2022: € 80,000 First fiscal year in the series	€ 85,000 Dividend 2023: € 85,000 ▲ 6% vs 2022 (€ 80,000) Unchanged	€ 120,000 Dividend 2024: € 120,000 ▲ 41% vs 2023 (€ 85,000) Unchanged	€ 160,000 Dividend 2025: € 160,000 ▲ 33% vs 2024 (€ 120,000) Unchanged	▲ 33%
Bank debt	€ 65,311 Bank debt 2022: € 65,311 First fiscal year in the series	€ 168,934 Bank debt 2023: € 168,934 ▲ 159% vs 2022 (€ 65,311) Unfavourable step	€ 186,314 Bank debt 2024: € 186,314 ▲ 10% vs 2023 (€ 168,934) Unfavourable step	€ 155,028 Bank debt 2025: € 155,028 ▼ 17% vs 2024 (€ 186,314) Favourable step	▼ 17%
Balance sheet total	€ 634,556 Balance sheet total 2022: € 634,556 First fiscal year in the series	€ 774,004 Balance sheet total 2023: € 774,004 ▲ 22% vs 2022 (€ 634,556) Unchanged	€ 841,281 Balance sheet total 2024: € 841,281 ▲ 9% vs 2023 (€ 774,004) Unchanged	€ 863,941 Balance sheet total 2025: € 863,941 ▲ 3% vs 2024 (€ 841,281) Unchanged	▲ 3%

Key figures of HENS'Cetera, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HENS'Cetera?

What happened at HENS'Cetera in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 8, 2026 New annual accounts for financial year 2025: profit of € 172,200 (▲ 18% vs 2024). Source: NBB ↗
2022 Sophie Hens became a director. NBB
2022 SO SAFE SRL became a director. NBB
Jun 26, 2006 New establishment in Profondeville. KBO
Jun 26, 2006 Start of the company according to the CBE. KBO

In short

From € 80,149 profit in 2022 to € 172,200 profit in 2025.

Paid € 175,657 in corporate taxes since 2022.

Best year ever: 2025, with € 172,200 profit.

Paid out € 445,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

SO SAFE 80%

The stake of SO SAFE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

HENS'Cetera

Behind HENS'Cetera are SO SAFE SRL and Sophie Hens. The shares are held by SO SAFE (80%).

Directors

According to the 2025 annual accounts

SO SAFE SRL

Director · represented by Gretser Séverine

since 2022

Sophie Hens

Director

Also active at: SO SAFE

since 2022

Shareholders

SO SAFE

80%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Pepin(LU) 5A

5170 Profondeville

2.156.950.495

Rue Pepin(LU) 5 box A

5170 Profondeville

Active since 26 June 2006

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS hens-cetera.be

Canonical: https://www.hens-cetera.be/fr-be

Technologies

ASP.NETDrupalFont AwesomeMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Hosting & Email

Email provider

Self-hosted

Hosting

LEVEL27-AS * Please direct all complaints to [email protected] *, BE

Website info

HTTPS Ja

Languages FR

Features

Webshop Blog Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0882.074.844

VAT number

BE 0882.074.844

Registered office

Rue Pepin(LU) 5A, 5170 Profondeville

Names & denominations

HENS'Cetera

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 June 2006

Peppol

Active · Active since 16 Jan 2026

Contact

hens-cetera.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

HENS'Cetera

Financials

What happened to HENS'Cetera?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions