Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Vrancken Finance from Lubbeek, company number BE0882067025, closed financial year 2025 with a result of € -53,748 after tax. For that financial year Vrancken Finance recorded a gross margin of € 26,844 and equity of € 628,361. Compared with financial year 2024, the result moved from € -69,887 to € -53,748. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 628,361
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -53,748
▲ 23 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20,719
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 614,870.
People and assets in 2025
€ 14,793
▼ 66% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 31,127
▼ 36% vs 2024
€ 14,980 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,757
▼ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 249,836 | € 636,577 | € 26,394 | € 26,844 | ▲ 2% |
| Profit after taxes | € 28,208 | € 331,533 | € -69,887 | € -53,748 | ▲ € 16,139 |
| Equity | € 532,299 | € 854,400 | € 741,252 | € 628,361 | ▼ 15% |
| Total debts | € 349,297 | € 142,292 | € 138,863 | € 95,190 | ▼ 31% |
| Cash | € 86,876 | € 78,846 | € 53,364 | € 20,719 | ▼ 61% |
| Land & buildings | € 66,034 | € 55,501 | € 46,389 | € 39,189 | ▼ 16% |
| Retained profit | € 518,809 | € 840,909 | € 727,761 | € 614,870 | ▼ 16% |
| Dividend | € 34,529 | € 9,432 | € 43,262 | € 59,143 | ▲ 37% |
| Bank debt | € 102,494 | € 74,492 | € 48,418 | € 31,127 | ▼ 36% |
| Balance sheet total | € 881,596 | € 996,692 | € 880,115 | € 723,550 | ▼ 18% |
| Employees (FTE) | 2.1 | 0.1 | - | - |
Key figures of Vrancken Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Vrancken Finance?
What happened at Vrancken Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 53,748. Source: NBB ↗
- New establishment in Lubbeek. KBO
- Ine Vrancken became a director. NBB
- New establishment in Lubbeek. KBO
- Karen Vrancken became a director. NBB
- Philippe Vrancken became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 28,208 profit in 2022 to € 53,748 loss in 2025.
Paid € 180,427 in corporate taxes since 2022.
Best year ever: 2023, with € 331,533 profit.
On average € 119,000 of value added per employee in 2022.
A new publication or filing at Vrancken Finance? We notify you, reason included.
Follow Vrancken FinanceDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Vrancken Finance are Philippe Vrancken, Karen Vrancken and Ine Vrancken.
Directors
According to the 2025 annual accounts
Philippe Vrancken
Director
since 2006
Karen Vrancken
Director
since 2006
Ine Vrancken
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Kasteeldreef(LIN) 39
3210 Lubbeek
Staatsbaan(LUB) 71
3210 Lubbeek
Active since 2 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0882.067.025
- VAT number
- BE 0882.067.025
- Registered office
- Kasteeldreef(LIN) 39, 3210 Lubbeek
- Names & denominations
- Vrancken Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 2006
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van verzekeringsagenten en -makelaars
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering