Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAPETERIE HARDUIN X. & E. from Mouscron, company number BE0881480768, closed financial year 2025 with a result of € -66,222 after tax. For that financial year PAPETERIE HARDUIN X. & E. recorded a gross margin of € 297,304 and equity of € 176,976. Compared with financial year 2024, the result moved from € -180,060 to € -66,222. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 176,976
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -66,222
▲ 63 % less loss than in 2024
Profit after tax over the fiscal year.
€ 5,030
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 158,376.
People and assets in 2025
6.7
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 288,537
▼ 4% vs 2024
€ 43,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 46,036
▼ 24% vs 2024
Of which on lease € 21,802.
Debts at end 2025
€ 144,854
▼ 16% vs 2024
€ 24,031 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 189,863
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 65,771
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 293,963 | € 323,053 | € 211,655 | € 297,304 | ▲ 40% |
| Profit after taxes | € -22,449 | € -80 | € -180,060 | € -66,222 | ▲ € 113,838 |
| Equity | € 424,930 | € 424,260 | € 243,695 | € 176,976 | ▼ 27% |
| Total debts | € 428,382 | € 373,717 | € 480,662 | € 517,897 | ▲ 8% |
| Cash | € 53,665 | € 29,666 | € 24,177 | € 5,030 | ▼ 79% |
| Land & buildings | € 45,354 | € 42,067 | € 36,038 | € 30,078 | ▼ 17% |
| Retained profit | € 404,738 | € 404,658 | € 224,598 | € 158,376 | ▼ 29% |
| Bank debt | € 51,737 | € 63,895 | € 171,809 | € 144,854 | ▼ 16% |
| Balance sheet total | € 853,313 | € 797,977 | € 724,356 | € 694,873 | ▼ 4% |
| Employees (FTE) | 6.6 | 6.6 | 6.9 | 6.7 | ▼ 0.2 |
Key figures of PAPETERIE HARDUIN X. & E., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAPETERIE HARDUIN X. & E.?
What happened at PAPETERIE HARDUIN X. & E. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 66,222. Source: NBB ↗
- Emmanuel Harduin became a director. NBB
- Brigitte Duthoit became a director. NBB
- Xavier Harduin became a director. NBB
- New establishment in Mouscron. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,449 loss in 2022 to € 66,222 loss in 2025.
Paid € 1,709 in corporate taxes since 2022.
On average € 44,400 of value added per employee in 2025.
A new publication or filing at PAPETERIE HARDUIN X. & E.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PAPETERIE HARDUIN X. & E. are Emmanuel Harduin, Brigitte Duthoit and Xavier Harduin. Emmanuel Harduin is also behind E-buro. Xavier Harduin is also behind E-buro.
Establishments
Establishment units
Physical locations of this company
Kruisherenstraat(H) 14
7712 Mouscron
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0881.480.768
- VAT number
- BE 0881.480.768
- Registered office
- Kruisherenstraat(H) 14, 7712 Mouscron
- Names & denominations
- PAPETERIE HARDUIN X. & E.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 May 2006
- Peppol
- Active · Active since 11 Dec 2025
- Contact
- harduin.be
- Activities · NACE
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