Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
GM CARS from Charleroi, company number BE0881338535, closed financial year 2024 with a result of € 18,311 after tax. For that financial year GM CARS recorded a gross margin of € 33,227 and equity of € 48,263. Compared with financial year 2023, the result moved from € 3,085 to € 18,311. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 18, 2025.
€ 48,263
▲ 61% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,311
▲ € 15,226 vs 2023
Profit after tax over the fiscal year.
€ 8,725
▲ 54% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 32,763.
People and assets in 2024
€ 2,336
▼ 70% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,700
▲ € 1,320 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 126,512
▼ 10% vs 2023
€ 14,746 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 5,903
▲ 158% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 9,178
▲ 19% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 6,336 | € 13,349 | € 19,701 | € 33,227 | ▲ 69% |
| Profit after taxes | € 2,693 | € 1,862 | € 3,085 | € 18,311 | ▲ € 15,226 |
| Equity | € 25,005 | € 26,867 | € 29,952 | € 48,263 | ▲ 61% |
| Total debts | € 30,769 | € 284,673 | € 245,308 | € 225,371 | ▼ 8% |
| Cash | € 21,675 | € 7,434 | € 5,673 | € 8,725 | ▲ 54% |
| Retained profit | € 9,505 | € 11,367 | € 14,452 | € 32,763 | ▲ 127% |
| Bank debt | € 0 | € 154,435 | € 140,729 | € 126,512 | ▼ 10% |
| Balance sheet total | € 55,774 | € 311,541 | € 275,260 | € 273,634 | ▼ 1% |
Key figures of GM CARS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GM CARS?
What happened at GM CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 18,311 (▲ € 15,226 vs 2023). filed late Source: NBB ↗
- SABINE HAJDU became a director. NBB
- Henrich SAVITSKY became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,693 profit in 2021 to € 18,311 profit in 2024.
Paid € 1,645 in corporate taxes since 2021.
Best year ever: 2024, with € 18,311 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GM CARS are SABINE HAJDU and Henrich SAVITSKY.
Directors
According to the 2024 annual accounts
SABINE HAJDU
Director
since 2021
Henrich SAVITSKY
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Avenue du Centenaire 235 box A
6061 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0881.338.535
- VAT number
- BE 0881.338.535
- Registered office
- Avenue du Centenaire 235 bus A, 6061 Charleroi
- Names & denominations
- GM CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 May 2006
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Carrosserieherstelling (inclusief spuiten en verven)
Onderhoud en reparatie van auto's
Carrosserieherstelling
Groothandel in aanhangwagens, opleggers en caravans
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Handel in aanhangwagens, opleggers en caravans