What does SARTEO FINANCES do?

SARTEO FINANCES is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 11 May 2006, 2 establishments.

What is the address of SARTEO FINANCES?

The registered office of SARTEO FINANCES is located at Josse Goffinlaan 52, 1082 Sint-Agatha-Berchem.

Is SARTEO FINANCES still active?

Yes. According to the CBE (2 November 2026) SARTEO FINANCES is active, legal situation “Normale toestand”, started on 11 May 2006.

Is SARTEO FINANCES registered on Peppol?

Yes, SARTEO FINANCES is registered on the Peppol network with ID 0208:0881250542.

What is the enterprise number of SARTEO FINANCES?

The enterprise number of SARTEO FINANCES is BE0881250542.

When was SARTEO FINANCES founded?

SARTEO FINANCES was founded on 11 May 2006.

Is SARTEO FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 May 2006; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did SARTEO FINANCES make in 2025?

SARTEO FINANCES posted a profit after taxes of € 123,870 in financial year 2025.

What is the revenue of SARTEO FINANCES?

As a small company, SARTEO FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 374,842.

SARTEO FINANCES (Private Limited) - Sint-Agatha-Berchem

Q: Who are the directors of SARTEO FINANCES?

According to the 2025 annual accounts, the directors of SARTEO FINANCES are: Alfonso GRANDE LOZANO, PITUFHOME SPRLU, RENAISSANCE HOLDING SPRL, José RODRIGUES QUEIROS.

Dossier SARTEO FINANCES, printed on 2 November 2026 from databakkes.be/en/0881250542/sarteo-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

SARTEO FINANCES from Sint-Agatha-Berchem, company number BE0881250542, closed financial year 2025 with a result of € 123,870 after tax. For that financial year SARTEO FINANCES recorded a gross margin of € 374,842 and equity of € 246,617. Compared with financial year 2024, the result moved from € 33,925 to € 123,870. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.

What it is worth Growing

€ 246,617

▲ 101% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 123,870

▲ 265% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 184,600

▲ 129% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 218,717.

People and assets in 2025

Wage cost

€ 141,845

▲ 212% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,143

▼ 28% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 562,725

▲ 244% vs 2024

€ 87,458 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 14,382

▲ € 13,361 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 18,159

▼ 9% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 150,929 Gross margin 2022: € 150,929 First fiscal year in the series	€ 214,918 Gross margin 2023: € 214,918 ▲ 42% vs 2022 (€ 150,929) Favourable step	€ 136,404 Gross margin 2024: € 136,404 ▼ 37% vs 2023 (€ 214,918) Unfavourable step	€ 374,842 Gross margin 2025: € 374,842 ▲ 175% vs 2024 (€ 136,404) Favourable step	▲ 175%
Profit after taxes	€ -58,483 Profit after taxes 2022: € -58,483 First fiscal year in the series	€ 115,127 Profit after taxes 2023: € 115,127 ▲ € 173,610 vs 2022 (€ -58,483) Favourable step	€ 33,925 Profit after taxes 2024: € 33,925 ▼ 71% vs 2023 (€ 115,127) Unfavourable step	€ 123,870 Profit after taxes 2025: € 123,870 ▲ 265% vs 2024 (€ 33,925) Favourable step	▲ 265%
Equity	€ -26,305 Equity 2022: € -26,305 First fiscal year in the series	€ 88,822 Equity 2023: € 88,822 ▲ € 115,127 vs 2022 (€ -26,305) Favourable step	€ 122,748 Equity 2024: € 122,748 ▲ 38% vs 2023 (€ 88,822) Favourable step	€ 246,617 Equity 2025: € 246,617 ▲ 101% vs 2024 (€ 122,748) Favourable step	▲ 101%
Total debts	€ 350,345 Total debts 2022: € 350,345 First fiscal year in the series	€ 233,000 Total debts 2023: € 233,000 ▼ 33% vs 2022 (€ 350,345) Favourable step	€ 184,912 Total debts 2024: € 184,912 ▼ 21% vs 2023 (€ 233,000) Favourable step	€ 655,405 Total debts 2025: € 655,405 ▲ 254% vs 2024 (€ 184,912) Unfavourable step	▲ 254%
Cash	€ 6,520 Cash 2022: € 6,520 First fiscal year in the series	€ 1,261 Cash 2023: € 1,261 ▼ 81% vs 2022 (€ 6,520) Unfavourable step	€ 80,659 Cash 2024: € 80,659 ▲ € 79,398 vs 2023 (€ 1,261) Favourable step	€ 184,600 Cash 2025: € 184,600 ▲ 129% vs 2024 (€ 80,659) Favourable step	▲ 129%
Land & buildings	€ 13,015 Land & buildings 2022: € 13,015 First fiscal year in the series	€ 11,240 Land & buildings 2023: € 11,240 ▼ 14% vs 2022 (€ 13,015) Unchanged	€ 8,578 Land & buildings 2024: € 8,578 ▼ 24% vs 2023 (€ 11,240) Unchanged	€ 9,166 Land & buildings 2025: € 9,166 ▲ 7% vs 2024 (€ 8,578) Unchanged	▲ 7%
Retained profit	€ -54,205 Retained profit 2022: € -54,205 First fiscal year in the series	€ 60,922 Retained profit 2023: € 60,922 ▲ € 115,127 vs 2022 (€ -54,205) Favourable step	€ 94,848 Retained profit 2024: € 94,848 ▲ 56% vs 2023 (€ 60,922) Favourable step	€ 218,717 Retained profit 2025: € 218,717 ▲ 131% vs 2024 (€ 94,848) Favourable step	▲ 131%
Bank debt	€ 215,036 Bank debt 2022: € 215,036 First fiscal year in the series	€ 189,504 Bank debt 2023: € 189,504 ▼ 12% vs 2022 (€ 215,036) Favourable step	€ 163,598 Bank debt 2024: € 163,598 ▼ 14% vs 2023 (€ 189,504) Favourable step	€ 562,725 Bank debt 2025: € 562,725 ▲ 244% vs 2024 (€ 163,598) Unfavourable step	▲ 244%
Balance sheet total	€ 324,041 Balance sheet total 2022: € 324,041 First fiscal year in the series	€ 321,822 Balance sheet total 2023: € 321,822 ▼ 1% vs 2022 (€ 324,041) Unchanged	€ 307,659 Balance sheet total 2024: € 307,659 ▼ 4% vs 2023 (€ 321,822) Unchanged	€ 902,023 Balance sheet total 2025: € 902,023 ▲ 193% vs 2024 (€ 307,659) Unchanged	▲ 193%

Key figures of SARTEO FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SARTEO FINANCES?

What happened at SARTEO FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 22, 2026 New annual accounts for financial year 2025: profit of € 123,870 (▲ 265% vs 2024). Source: NBB ↗
Nov 6, 2020 New establishment in Sint-Gillis (bij-Brussel). KBO
Sep 1, 2006 New establishment in Sint-Agatha-Berchem. KBO
May 11, 2006 Start of the company according to the CBE. KBO

In short

From € 58,483 loss in 2022 to € 123,870 profit in 2025.

Paid € 61,873 in corporate taxes since 2022.

Best year ever: 2025, with € 123,870 profit.

Original PDFs at the National Bank ↗

Management

Alfonso GRANDE LOZANO PITUFHOME SPRLU RENAISSANCE HOLDING SPRL José RODRIGUES QUEIROS

PITUFHOME

SARTEO FINANCES

RENAISSANCE HOLDING

Behind SARTEO FINANCES are Alfonso GRANDE LOZANO, PITUFHOME SPRLU, RENAISSANCE HOLDING SPRL and José RODRIGUES QUEIROS. Alfonso GRANDE LOZANO is also behind PITUFHOME. José RODRIGUES QUEIROS is also behind RENAISSANCE HOLDING.

Directors

According to the 2025 annual accounts

Alfonso GRANDE LOZANO

Manager

Also active at: PITUFHOME

PITUFHOME SPRLU

Manager

RENAISSANCE HOLDING SPRL

Manager

José RODRIGUES QUEIROS

Manager

Also active at: RENAISSANCE HOLDING

Establishments

Establishment units

Physical locations of this company

Registered office

Josse Goffinlaan 52

1082 Sint-Agatha-Berchem

2.318.040.672

Hallepoortlaan 25

1060 Sint-Gillis (bij-Brussel)

Active since 6 November 2020

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Pipocas Finances

Association des copropriétaires de l'immeuble sis à Berchem-Sainte-Agathe, à l'angle de l'av. Josse Goffin, 52 et de la rue Hubert Heymans

RENAISSANCE HOLDING same network

€ 85,148 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0881.250.542

VAT number

BE 0881.250.542

Registered office

Josse Goffinlaan 52, 1082 Sint-Agatha-Berchem

Names & denominations

SARTEO FINANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

11 May 2006

Peppol

Active · Active since 4 Dec 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

SARTEO FINANCES

Financials

What happened to SARTEO FINANCES?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions