Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 15.6 to 10.2.
Financials
Financial year 2025
VAN LAERE STEPHAN from Lochristi, company number BE0880287173, closed financial year 2025 with a result of € -63,315 after tax. For that financial year VAN LAERE STEPHAN recorded a gross margin of € 653,863 and equity of € 549,599. Compared with financial year 2024, the result moved from € -63,784 to € -63,315. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 17, 2026.
€ 549,599
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -63,315
▲ 1 % less loss than in 2024
Profit after tax over the fiscal year.
€ 159,534
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 399,599.
People and assets in 2025
10.2
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 506,707
▲ 5% vs 2024
€ 49,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,573
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 12% vs 2024
€ 183,460 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 248,115
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 164,572
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 804,175 | € 870,311 | € 625,575 | € 653,863 | ▲ 5% |
| Profit after taxes | € 65,901 | € 35,961 | € -63,784 | € -63,315 | ▲ € 469 |
| Equity | € 640,738 | € 676,699 | € 612,915 | € 549,599 | ▼ 10% |
| Total debts | € 1,315,310 | € 1,989,840 | € 2,067,266 | € 1,974,316 | ▼ 4% |
| Cash | € 21,339 | € 182,330 | € 178,354 | € 159,534 | ▼ 11% |
| Land & buildings | € 747,286 | € 905,674 | € 881,514 | € 857,354 | ▼ 3% |
| Retained profit | € 490,738 | € 526,699 | € 462,915 | € 399,599 | ▼ 14% |
| Bank debt | € 680,191 | € 1,100,776 | € 1,143,259 | € 1,010,498 | ▼ 12% |
| Balance sheet total | € 1,956,048 | € 2,666,539 | € 2,680,181 | € 2,523,915 | ▼ 6% |
| Employees (FTE) | 16.6 | 15.6 | 10.6 | 10.2 | ▼ 0.4 |
Key figures of VAN LAERE STEPHAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to VAN LAERE STEPHAN?
What happened at VAN LAERE STEPHAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 63,315. Source: NBB ↗
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 65,901 profit in 2022 to € 63,315 loss in 2025.
Paid € 13,716 in corporate taxes since 2022.
Best year ever: 2022, with € 65,901 profit.
On average € 64,100 of value added per employee in 2025.
A new publication or filing at VAN LAERE STEPHAN? We notify you, reason included.
Follow VAN LAERE STEPHANDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VAN LAERE STEPHAN is Stephan Van Laere.
Directors
According to the 2025 annual accounts
Stephan Van Laere
Director
Establishments
Establishment units
Physical locations of this company
Magretstraat 16
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0880.287.173
- VAT number
- BE 0880.287.173
- Registered office
- Magretstraat 16, 9080 Lochristi
- Names & denominations
- VAN LAERE STEPHAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 2006
- Peppol
- Active · Active since 29 Jul 2025
- Activities · NACE
Bloementeelt
Teelt van bloemen
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Groothandel in bloemen en planten
Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen