Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ESPACES TOITURES from Etalle, company number BE0880218679, closed financial year 2025 with a result of € -26,528 after tax. For that financial year ESPACES TOITURES recorded a gross margin of € 63,643 and equity of € 19,594. Compared with financial year 2024, the result moved from € 10,260 to € -26,528. The company made a loss. The buffer shrank hard: equity is 58 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ 19,594
▼ 58% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -26,528
▼ still € 10,260 profit in 2024
Profit after tax over the fiscal year.
€ 8,974
▲ 118% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 6,994.
People and assets in 2025
€ 53,131
▼ 26% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,783
▼ 75% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 143,954
▼ 17% vs 2024
€ 27,134 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 11,868
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,615
▼ 13% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,149 | € 94,568 | € 120,830 | € 63,643 | ▼ 47% |
| Profit after taxes | € -5,458 | € -12,422 | € 10,260 | € -26,528 | ▼ € 36,788 |
| Equity | € 48,283 | € 35,861 | € 46,122 | € 19,594 | ▼ 58% |
| Total debts | € 236,978 | € 264,114 | € 202,718 | € 176,113 | ▼ 13% |
| Cash | € 21,375 | € 21,407 | € 4,125 | € 8,974 | ▲ 118% |
| Land & buildings | € 174,510 | € 162,215 | € 149,921 | € 137,626 | ▼ 8% |
| Retained profit | € 35,683 | € 23,261 | € 33,522 | € 6,994 | ▼ 79% |
| Bank debt | € 169,268 | € 200,678 | € 172,676 | € 143,954 | ▼ 17% |
| Balance sheet total | € 285,261 | € 299,975 | € 248,839 | € 195,708 | ▼ 21% |
Key figures of ESPACES TOITURES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to ESPACES TOITURES?
What happened at ESPACES TOITURES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 26,528 (▼ € 36,788 vs 2024). Source: NBB ↗
- New establishment in Etalle. KBO
- Start of the company according to the CBE. KBO
- Catherine MORENO became a director. NBB
- Emmanuel BLANC became a director. NBB
In short
From € 5,458 loss in 2022 to € 26,528 loss in 2025.
Paid € 1,819 in corporate taxes since 2022.
Best year ever: 2024, with € 10,260 profit.
Management
Behind ESPACES TOITURES are Catherine MORENO and Emmanuel BLANC.
Directors
According to the 2025 annual accounts
Catherine MORENO
Director
since 2006
Emmanuel BLANC
Director
since 2006
Establishments
Establishment units
Physical locations of this company
Rue du Magenot,Fratin 12 box A
6740 Etalle
La Croix Chinin 3
6740 Etalle
Active since 18 April 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0880.218.679
- VAT number
- BE 0880.218.679
- Registered office
- Rue du Magenot,Fratin 12 bus A, 6740 Etalle
- Names & denominations
- ESPACES TOITURES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 2006
- Peppol
- Active · Active since 12 Aug 2025
- Activities · NACE
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Dakbedekking en bouw van dakconstructies
Sanitaire werkzaamheden
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