Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TDM CONSTRUCT from La Louvière, company number BE0879945101, closed financial year 2025 with a result of € -21,381 after tax. For that financial year TDM CONSTRUCT recorded a gross margin of € 246,774 and equity of € -13,992. Compared with financial year 2024, the result moved from € 5,939 to € -21,381. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -13,992
▼ € 21,381 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,381
▼ still € 5,939 profit in 2024
Profit after tax over the fiscal year.
€ 1,155
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -32,592.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 205,001
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 29,833
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 36,088
▼ 28% vs 2024
€ 12,624 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 44,642
▲ 116% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,014
▼ 75% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 234,753 | € 221,172 | € 235,460 | € 246,774 | ▲ 5% |
| Profit after taxes | € -7,261 | € -856 | € 5,939 | € -21,381 | ▼ € 27,320 |
| Equity | € 2,307 | € 1,451 | € 7,389 | € -13,992 | ▼ € 21,381 |
| Total debts | € 107,912 | € 85,179 | € 82,484 | € 84,871 | ▲ 3% |
| Cash | € 4,517 | € 11,975 | € 5,165 | € 1,155 | ▼ 78% |
| Retained profit | € -16,293 | € -17,149 | € -11,211 | € -32,592 | ▼ € 21,381 |
| Bank debt | € 54,048 | € 35,839 | € 50,149 | € 36,088 | ▼ 28% |
| Balance sheet total | € 110,219 | € 86,630 | € 89,873 | € 70,879 | ▼ 21% |
Key figures of TDM CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TDM CONSTRUCT?
What happened at TDM CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,381 (▼ € 27,320 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in La Louvière. KBO
- Mauritz Ringoir became a director. NBB
In short
From € 7,261 loss in 2022 to € 21,381 loss in 2025.
Paid € 3,989 in corporate taxes since 2022.
Best year ever: 2024, with € 5,939 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TDM CONSTRUCT is Mauritz Ringoir.
Directors
According to the 2025 annual accounts
Mauritz Ringoir
Director
since 2006
Establishments
Establishment units
Physical locations of this company
Rue Emile Nève(PAU) 79
7100 La Louvière
Rue Emile Nève(L.L) 79
7100 La Louvière
Active since 24 February 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.945.101
- VAT number
- BE 0879.945.101
- Registered office
- Rue Emile Nève(PAU) 79, 7100 La Louvière
- Names & denominations
- TDM CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 2006
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
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