Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARVA from Kapellen, company number BE0879801084, closed financial year 2025 with a result of € 128,951 after tax. For that financial year CARVA recorded a gross margin of € 190,406 and equity of € 208,000. Compared with financial year 2024, the result moved from € 3,093 to € 128,951. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 25, 2026.
€ 208,000
▲ 163% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 128,951
▲ € 125,858 vs 2024
Profit after tax over the fiscal year.
€ 120,822
▲ € 109,731 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 189,400.
People and assets in 2025
€ 514
▼ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 71,972
▼ 79% vs 2024
€ 35,480 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 10,231
▲ € 9,736 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,948
▲ € 38,008 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 98,173 | € -188 | € 32,335 | € 190,406 | ▲ € 158,071 |
| Profit after taxes | € 49,346 | € -31,397 | € 3,093 | € 128,951 | ▲ € 125,858 |
| Equity | € 107,352 | € 75,956 | € 79,049 | € 208,000 | ▲ 163% |
| Total debts | € 637,882 | € 621,849 | € 605,438 | € 282,589 | ▼ 53% |
| Cash | € 1,904 | € 653 | € 11,091 | € 120,822 | ▲ € 109,731 |
| Land & buildings | € 703,049 | € 686,192 | € 669,335 | € 360,478 | ▼ 46% |
| Retained profit | € 88,752 | € 57,356 | € 60,449 | € 189,400 | ▲ 213% |
| Bank debt | € 472,720 | € 408,160 | € 342,278 | € 71,972 | ▼ 79% |
| Balance sheet total | € 745,234 | € 697,804 | € 684,488 | € 490,589 | ▼ 28% |
Key figures of CARVA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CARVA?
What happened at CARVA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 128,951 (▲ € 125,858 vs 2024). Source: NBB ↗
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
- Raf Verhaert became a director. NBB
In short
From € 49,346 profit in 2022 to € 128,951 profit in 2025.
Paid € 55,659 in corporate taxes since 2022.
Best year ever: 2025, with € 128,951 profit.
A new publication or filing at CARVA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARVA is Raf Verhaert. Raf Verhaert is also behind STOVE SNACKS, SINATRA and Horecaplein.
Directors
According to the 2025 annual accounts
since 2006
Establishments
Establishment units
Physical locations of this company
Dorpsplein 5 box 7
2950 Kapellen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.801.084
- VAT number
- BE 0879.801.084
- Registered office
- Dorpsplein 5 bus 7, 2950 Kapellen
- Names & denominations
- CARVA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2006
- Peppol
- Active · Active since 5 Nov 2025
- Activities · NACE
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