Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HAM from Esneux, company number BE0879633612, closed financial year 2025 with a result of € -5,228 after tax. For that financial year HAM recorded a gross margin of € 47,940 and equity of € 212,920. Compared with financial year 2024, the result moved from € 45,823 to € -5,228. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 20, 2026.
€ 212,920
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,228
▼ still € 45,823 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 129,420.
Debts at end 2025
€ 331,511
▲ 24% vs 2024
Loans from banks and other lenders, long and short.
€ 8,600
▼ 70% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 82,509 | € 89,552 | € 105,831 | € 47,940 | ▼ 55% |
| Profit after taxes | € 12,784 | € 43,217 | € 45,823 | € -5,228 | ▼ € 51,051 |
| Equity | € 139,190 | € 172,448 | € 218,148 | € 212,920 | ▼ 2% |
| Total debts | € 1,036,333 | € 858,638 | € 373,852 | € 348,391 | ▼ 7% |
| Cash | € 1,805 | € 26,842 | € 23,428 | - | |
| Land & buildings | € 671,382 | € 415,194 | € 522,232 | € 506,587 | ▼ 3% |
| Retained profit | € 59,190 | € 88,948 | € 134,648 | € 129,420 | ▼ 4% |
| Bank debt | € 830,183 | € 682,816 | € 266,951 | € 331,511 | ▲ 24% |
| Balance sheet total | € 1,175,523 | € 1,031,086 | € 592,000 | € 561,311 | ▼ 5% |
Key figures of HAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to HAM?
What happened at HAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,228 (▼ € 51,051 vs 2024). Source: NBB ↗
- New establishment in Esneux. KBO
- Start of the company according to the CBE. KBO
- JEAN-YVES BLANC became a director. NBB
In short
From € 12,784 profit in 2022 to € 5,228 loss in 2025.
Paid € 5,982 in corporate taxes since 2022.
Best year ever: 2024, with € 45,823 profit.
Management
Behind HAM is JEAN-YVES BLANC. JEAN-YVES BLANC is also behind TERRE PROVENCE.
Directors
According to the 2025 annual accounts
since 2006
Establishments
Establishment units
Physical locations of this company
Rue des Carrières 6 box A
4130 Esneux
Chemin du Passage 16
4130 Esneux
Active since 8 May 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.633.612
- VAT number
- BE 0879.633.612
- Registered office
- Rue des Carrières 6 bus A, 4130 Esneux
- Names & denominations
- HAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 February 2006
- Peppol
- Active · Active since 9 Jan 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Ontwikkeling van residentiële bouwprojecten
Gites, vakantiewoningen en -appartementen
Diverse administratieve activiteiten ten behoeve van kantoren