Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AUTOBEDRIJF STEF CARS from Sint-Pieters-Leeuw, company number BE0879609658, closed financial year 2025 with a result of € -23,532 after tax. For that financial year AUTOBEDRIJF STEF CARS recorded a gross margin of € 6,314 and equity of € 13,552. Compared with financial year 2024, the result moved from € -144,538 to € -23,532. The company made a loss. The buffer shrank hard: equity is 63 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 13,552
▼ 63% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,532
▲ 84 % less loss than in 2024
Profit after tax over the fiscal year.
€ 113
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -141,448.
People and assets in 2025
€ 7,964
▼ 59% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,331
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,020
▲ 14% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 422,376 | € -47,278 | € -54,879 | € 6,314 | ▲ € 61,193 |
| Profit after taxes | € 117,087 | € -109,170 | € -144,538 | € -23,532 | ▲ € 121,006 |
| Equity | € 290,792 | € 181,622 | € 37,084 | € 13,552 | ▼ 63% |
| Total debts | € 189,573 | € 172,569 | € 252,193 | € 202,207 | ▼ 20% |
| Cash | € 38,408 | € 0 | - | € 113 | |
| Land & buildings | € 245,107 | € 225,152 | € 209,006 | € 193,231 | ▼ 8% |
| Retained profit | € 135,792 | € 26,622 | € -117,916 | € -141,448 | ▼ € 23,532 |
| Bank debt | € 108,623 | € 98,351 | € 216,584 | € 0 | ▼ 100% |
| Balance sheet total | € 480,365 | € 354,191 | € 289,277 | € 215,760 | ▼ 25% |
| Employees (FTE) | 5.6 | 1.7 | - | - |
Key figures of AUTOBEDRIJF STEF CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to AUTOBEDRIJF STEF CARS?
What happened at AUTOBEDRIJF STEF CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,532. Source: NBB ↗
- Marcel Eeckhoudt stepped down as director. NBB
- Ellen Eeckhoudt stepped down as director. NBB
- Marcel Eeckhoudt became a director. NBB
- Ellen Eeckhoudt became a director. NBB
- New establishment in Sint-Pieters-Leeuw. KBO
- Start of the company according to the CBE. KBO
In short
From € 117,087 profit in 2022 to € 23,532 loss in 2025.
Paid € 16,283 in corporate taxes since 2022.
Best year ever: 2022, with € 117,087 profit.
On average € 75,400 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Marcel Eeckhoudt
Director
since 2021 · until 2026
Ellen Eeckhoudt
Director
since 2021 · until 2026
Establishments
Establishment units
Physical locations of this company
Victor Nonnemanstraat 46
1600 Sint-Pieters-Leeuw
Bergensesteenweg 468
1600 Sint-Pieters-Leeuw
Active since 7 March 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.609.658
- VAT number
- BE 0879.609.658
- Registered office
- Victor Nonnemanstraat 46, 1600 Sint-Pieters-Leeuw
- Names & denominations
- AUTOBEDRIJF STEF CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 February 2006
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)